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$209,900

18138 VILLA CREEK DRIVE UNIT 18138, TAMPA, FL 33647

3D Tour

Active1 days on market

Beds

Baths

Sq Ft

1,445 sq ft

Year Built

2001

Lot Size

—

Garage

About This Property

SELLER WILL CONTRIBUTE TOWARDS CLOSING COSTS OR PAY HOA FEE FOR REMAINDER OF THE YEAR!! Welcome home to this beautifully maintained 3-bedroom, 2-bathroom condo offering 1,445 square feet of comfortable, open-concept living in one of the Tampa area's desirable gated communities. Freshly painted throughout, this spacious home features a bright and inviting layout that's perfect for both everyday living and entertaining. Enjoy a low-maintenance lifestyle with exceptional community amenities, including a resort-style pool and fitness center. The monthly HOA provides outstanding value by covering the exterior maintenance, roof, landscaping, gated entry, trash service, pool maintenance, and Spectrum TV with 1 Gig high-speed internet, allowing you to spend more time enjoying your home and less time worrying about upkeep. Conveniently located near shopping, restaurants, entertainment, medical facilities, and major highways, you'll have everything The Villas Condos has to offer just minutes away. Whether you're looking for your next home or an investment opportunity, this property offers flexibility—it is available for both sale and rent. Don't miss your chance to own or lease this move-in-ready condo in a fantastic location. Schedule your private showing today!

Property Overview

Property TypeResidential

Sub TypeCondominium

MLS #TB8517354

StatusActive

Year Built2001

Stories1

Total Rooms7

ConstructionBlock, Stucco

RoofTile

FoundationSlab

FacesEast

SubdivisionTHE VILLAS CONDO

CountyHillsborough

OwnershipFee Simple

FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Crown Molding, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)

FlooringCeramic Tile, Luxury Vinyl

AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator

LaundryLaundry Room

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorSidewalk

Road SurfaceAsphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesBB/HS Internet Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$791 / Monthly

Senior CommunityNo

Financial Details

List Price$209,900

Annual Taxes$3,264 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningPD-A

Parcel #A09272084V00000018138.0

Directions

From I-275 head east on Bearss Ave., L on Bruce B Downs, R on Cross Creek Blvd, R on Villa Creek Dr

Location

18138 VILLA CREEK DRIVE UNIT 18138, TAMPA, FL 33647

Listing Information

OfficeTMWRK BROKERAGE LLC

ListedJuly 10, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$209,900

Down Payment20% ($41,980)

Interest Rate6.75%

Loan Term

Principal & Interest$1,089

Property Tax (est.)$192

Insurance (est.)$150

Total Monthly$1,432

Full Calculator →

How to Buy This Home

Multiple financing options available for this $209,900 home in TAMPA.

🏛️

FHA Loan

$7,347 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$10,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 11, 2026.