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$899,000

12862 CARMELA CIRCLE W, SAN ANTONIO, FL 33576

3D Tour
Active118 days on market

Beds

5

Baths

4

Sq Ft

3,378 sq ft

Year Built

2024

Lot Size

0.33 acres

Garage

3

About This Property

Positioned on an oversized corner lot within Carmela, a community of just 41 homes, this exceptional 5-bedroom residence combines generous living space, quality upgrades, and a versatile floor plan designed to accommodate a variety of lifestyle needs. Featuring 10-foot ceilings, elevated finishes throughout, and a thoughtfully designed layout, this home offers both sophistication and functionality. With NO CDD and a low HOA. With more than 3,378 sq ft of living space, this home offers a flexible floor plan with 4 bedrooms downstairs, and an office/flex space. Upstairs has a large loft and an additional bedroom with its own closet and private bathroom. This separate upper-level living space offers numerous possibilities for guests, multi-generational living, extended stays, a private retreat, or a secondary work-from-home setup. The open-concept main living area is filled with natural light and flows seamlessly into the kitchen and dining spaces, creating an ideal setting for everyday living and entertaining. The gourmet kitchen features ample cabinetry, generous counter space, and a large island overlooking the main gathering area. The primary suite offers a spacious retreat with an en-suite bath, oversize shower, and walk-in closet. At the same time, the additional bedrooms and office provide flexibility to accommodate a variety of lifestyle needs. Outside, the oversized corner lot offers added outdoor space and curb appeal. This home is conveniently located near Mirada Lagoon, St. Leo University, and offers easy access to SR-52, minutes from I-75, providing convenient access to shopping, dining, recreation, and surrounding areas. Schedule your private tour today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8517583
StatusActive
Year Built2024
Stories2
Total Rooms3
ConstructionBlock, Cement Siding, Stone, Stucco, Wood Frame
RoofShingle
FoundationSlab
FacesWest
SubdivisionCARMELA SUB
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Laminate
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Refrigerator, Washer, Wine Refrigerator
LaundryLaundry Room
WindowsBlinds
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorIrrigation System, Lighting, Rain Gutters, Sidewalk, Sliding Doors
Lot Size0.33 acres (14,446 sq ft)
Lot FeaturesCorner Lot, Cul-De-Sac, Landscaped, Oversized Lot, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerAerobic Septic, Septic Tank
UtilitiesCable Available, Electricity Connected, Street Lights, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$495 / Quarterly
Senior CommunityNo

Financial Details

List Price$899,000
Original Price$919,000
Annual Taxes$11,634 (2025)
ZoningPUD
Parcel #2025020290000000370

Schools

ElementarySan Antonio-PO
MiddlePasco Middle-PO
HighPasco High-PO

Directions

Follow I-275 N and I-75 N to State Rd 52 E to Pasco County. Take exit 285 from I-75 N. Go right on State Rd 52 to Curley Rd. Make a L on Curley Rd . Turn Left on Pasco Rd. Community is 1/4 mile on the left.

Location

12862 CARMELA CIRCLE W, SAN ANTONIO, FL 33576

Listing Information

OfficeLPT REALTY, LLC
ListedJune 10, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$899,000

20% ($179,800)
6.75%

Loan Term

Principal & Interest$4,665
Property Tax (est.)$824
Insurance (est.)$150
Total Monthly$5,639
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Nearby Schools

Financing a Luxury Home

Specialized financing for this $899,000 property in SAN ANTONIO. Luxury purchases typically require jumbo or portfolio lending.

💎

Jumbo Loan

$89,900 Down

For homes exceeding conforming loan limits. Typically requires 10-20% down, strong credit, and reserves.

🎖️

VA Jumbo

$0 Down

VA-eligible borrowers can go above conforming limits with zero down in many cases.

🏦

Portfolio Loan

$134,850 Down

Held by the lender, not sold. Flexible terms for high-net-worth buyers with non-traditional income.

🔑

Bridge Loan

$179,800 Down

Short-term financing to buy before selling. Ideal for move-up buyers in competitive markets.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 11, 2026.

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