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- 12862 CARMELA CIRCLE W
$899,000
12862 CARMELA CIRCLE W, SAN ANTONIO, FL 33576
Beds
5
Baths
4
Sq Ft
3,378 sq ft
Year Built
2024
Lot Size
0.33 acres
Garage
3
About This Property
Positioned on an oversized corner lot within Carmela, a community of just 41 homes, this exceptional 5-bedroom residence combines generous living space, quality upgrades, and a versatile floor plan designed to accommodate a variety of lifestyle needs. Featuring 10-foot ceilings, elevated finishes throughout, and a thoughtfully designed layout, this home offers both sophistication and functionality. With NO CDD and a low HOA. With more than 3,378 sq ft of living space, this home offers a flexible floor plan with 4 bedrooms downstairs, and an office/flex space. Upstairs has a large loft and an additional bedroom with its own closet and private bathroom. This separate upper-level living space offers numerous possibilities for guests, multi-generational living, extended stays, a private retreat, or a secondary work-from-home setup. The open-concept main living area is filled with natural light and flows seamlessly into the kitchen and dining spaces, creating an ideal setting for everyday living and entertaining. The gourmet kitchen features ample cabinetry, generous counter space, and a large island overlooking the main gathering area. The primary suite offers a spacious retreat with an en-suite bath, oversize shower, and walk-in closet. At the same time, the additional bedrooms and office provide flexibility to accommodate a variety of lifestyle needs. Outside, the oversized corner lot offers added outdoor space and curb appeal. This home is conveniently located near Mirada Lagoon, St. Leo University, and offers easy access to SR-52, minutes from I-75, providing convenient access to shopping, dining, recreation, and surrounding areas. Schedule your private tour today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Follow I-275 N and I-75 N to State Rd 52 E to Pasco County. Take exit 285 from I-75 N. Go right on State Rd 52 to Curley Rd. Make a L on Curley Rd . Turn Left on Pasco Rd. Community is 1/4 mile on the left.
Location
12862 CARMELA CIRCLE W, SAN ANTONIO, FL 33576
Listing Information
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Home Price
$899,000
Loan Term
Nearby Schools
Financing a Luxury Home
Specialized financing for this $899,000 property in SAN ANTONIO. Luxury purchases typically require jumbo or portfolio lending.
💎
Jumbo Loan
$89,900 Down
For homes exceeding conforming loan limits. Typically requires 10-20% down, strong credit, and reserves.
🎖️
VA Jumbo
$0 Down
VA-eligible borrowers can go above conforming limits with zero down in many cases.
🏦
Portfolio Loan
$134,850 Down
Held by the lender, not sold. Flexible terms for high-net-worth buyers with non-traditional income.
🔑
Bridge Loan
$179,800 Down
Short-term financing to buy before selling. Ideal for move-up buyers in competitive markets.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 11, 2026.