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$149,000

403 COTTAGE CIRCLE E UNIT 403, LAKE WALES, FL 33867

3D Tour
Active118 days on market

Beds

1

Baths

1

Sq Ft

737 sq ft

Year Built

1966

Lot Size

—

Garage

—

About This Property

Get more bang for your buck with this good lookin’ end-unit cottage. It is proudly offered as one of the last true one-bedrooms located inside the acclaimed Westgate River Ranch Resort & Rodeo in River Ranch, FL. The wood walls in the open great room and kitchen with the decorative brick fireplace creates the cozy cabin feel that comes from being in the country. The private outdoor patio with BBQ is the only one found on the one bedroom cottages. The kitchen and bathroom boast the original solid wood cabinetry. Additionally, the fully enclosed and PERMITTED Florida room with separate air conditioner and interior french doors provide limitless bonus room options. The water heater has been replaced with a tankless, limitless, hot water system and is situated inside the dedicated indoor utility room along with the full size washer and dryer, and extra pantry space. All-inclusive quarterly HOA fee completely covers high speed internet, cable, electricity, water, sewer, exterior building maintenance, pest control and lawn care. This original cottage can easily become a vacation home and/or an investment rental in your absence. This end-unit is steps away from all Westgate River Ranch Resort & Rodeo amenities including live rodeos, waterpark, mini golf, adventure park, petting zoo, boating, fishing, dining, and many other family friendly activities. *All window treatments, decorator ceiling fans, vintage mini stove (with replacement parts), microwave, mini and full size refrigerators, and some furnishings to be included in purchase. *All permits for improvements to date will be provided to the buyer. *Allergy friendly: no pets have lived in this unit for the last 11 years. *All purchase offers must be presented on an “AS IS” Purchase Contract, with verified proof of funds. No seller financing offered. Buyer to pay all closing costs. All reasonable offers will be entertained. *Showings by appointment only… schedule your tour today. Contact agent directly.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8517679
StatusActive
Year Built1966
Stories1
Total Rooms7
ConstructionWood Frame
RoofShingle
FoundationSlab
FacesSoutheast
SubdivisionOUTDOOR RESORTS RIVER RANCH INN & COTTAGES A CONDO
CountyPolk
OwnershipCondominium
FurnishedPartially

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Other
AppliancesBuilt-In Oven, Cooktop, Dryer, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer
LaundryInside
WindowsBlinds, Shades, Window Treatments, Wood Frames
CoolingCentral Air, Wall/Window Unit(s)
HeatingElectric
FireplaceYes ()
SecuritySecurity Gate

Exterior & Lot

ExteriorFrench Doors, Irrigation System, Outdoor Grill, Private Entrance, Rain Gutters, Sidewalk
Lot FeaturesNear Marina, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$2,130 / Quarterly
Senior CommunityNo

Financial Details

List Price$149,000
Annual Taxes$1,085 (2025)
Parcel #313123996012004030

Directions

*Centrally located one hour south of Orlando and two hours from Tampa off SR 60. Turn off SR60 at Westgate River Ranch & Rodeo entrance, follow road to Westgate security gate and provide the address and reason for your visit. Proceed through security gate and turn right just past the Westgate Main Lodge to enter into the condominium community.

Location

403 COTTAGE CIRCLE E UNIT 403, LAKE WALES, FL 33867

Listing Information

OfficeEXP REALTY LLC
ListedJune 10, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$149,000

20% ($29,800)
6.75%

Loan Term

Principal & Interest$773
Property Tax (est.)$137
Insurance (est.)$150
Total Monthly$1,060
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How to Buy This Home

Multiple financing options available for this $149,000 home in LAKE WALES.

🏛️

FHA Loan

$5,215 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$7,450 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 5, 2026.

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