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$250,000

11385 SPECTACLED DRIVE, NEW PORT RICHEY, FL 34654

3D Tour

Active33 days on market

Beds

Baths

Sq Ft

1,440 sq ft

Year Built

2025

Lot Size

0.03 acres

Garage

About This Property

Built in 2025 and better than the day it was delivered - this stunning Bear Creek townhome checks every box for low-maintenance Florida living done right. The Flamingo floorplan offers 1,440 square feet of smart, open-concept space with 3 bedrooms, 2.5 baths, and a 1-car garage, all wrapped in the kind of quality and finish level that newer construction buyers expect. Inside, granite countertops, a kitchen island, stainless steel appliances, and upgraded fixtures and fan give the space a polished, move-in-ready feel. The owner's suite features double sinks, and the washer and dryer convey - nothing left to do but unpack. Step outside to the newly screened-in lanai, a perfect spot for morning coffee or evening unwinding without the Florida bugs. The community HOA covers exterior maintenance, cable TV, and high-speed internet - no CDD, incredible value. WiFi-enabled garage opener and Ecobee smart thermostat included. Located in the heart of New Port Richey, you're minutes from shopping, dining, parks, and some of Florida's most beautiful Gulf Coast beaches. Whether you're looking for a primary residence, a winter retreat, or a turn-key investment, this one is truly move-in ready.

Property Overview

Property TypeResidential

Sub TypeTownhouse

MLS #TB8517802

StatusActive

Year Built2025

Total Rooms6

ConstructionWood Frame

RoofShingle

FoundationSlab

FacesWest

SubdivisionBEAR CRK TWNHMS

CountyPasco

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Thermostat, Walk-In Closet(s)

FlooringCarpet, Ceramic Tile

AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator

LaundryInside

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorHurricane Shutters, Sliding Doors

Lot Size0.03 acres (1,472 sq ft)

Road SurfacePaved

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesBB/HS Internet Available, Cable Available, Street Lights

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes

HOA Fee$186 / Monthly

Senior CommunityNo

Financial Details

List Price$250,000

Original Price$255,000

Annual Taxes$556 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningMF1

Parcel #172508008.0000.00101.0

Schools

ElementaryMoon Lake-PO

MiddleRiver Ridge Middle-PO

HighRidgewood High School-PO

Directions

GPS Works.

Location

11385 SPECTACLED DRIVE, NEW PORT RICHEY, FL 34654

Listing Information

OfficeBRAINARD REALTY

ListedJune 10, 2026

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Preferred Time

Home Price

$250,000

Down Payment20% ($50,000)

Interest Rate6.75%

Loan Term

Principal & Interest$1,297

Property Tax (est.)$229

Insurance (est.)$150

Total Monthly$1,676

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Nearby Schools

Elementary School

Moon Lake-PO

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Middle School

River Ridge Middle-PO

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High School

Ridgewood High School-PO

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How to Buy This Home

Multiple financing options available for this $250,000 home in NEW PORT RICHEY.

🏛️

FHA Loan

$8,750 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 13, 2026.