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$270,000

364 3RD STREET NW, LARGO, FL 33770

3D Tour
Active94 days on market

Beds

2

Baths

1

Sq Ft

819 sq ft

Year Built

1981

Lot Size

0.13 acres

Garage

—

About This Property

MOVE-IN READY and perfectly positioned in the heart of Largo! This charming 2-bedroom, 1-bath block home offers comfort, convenience, and exceptional value—all located in a NON-FLOOD ZONE. Filled with natural light from an abundance of windows, this well-maintained home features tile flooring throughout the living areas and generously sized bedrooms, each offering spacious double-door sliding closets. The inviting living room provides plenty of space for relaxing or entertaining, while the kitchen has been enhanced with new stainless steel appliances and convenient washer and dryer hookups for added functionality. The bathroom has been tastefully updated with a new vanity and modern fixtures, adding a fresh, contemporary touch. Additional features include a Ring doorbell and camera security system, which will convey with the home for added peace of mind. Major improvements have already been completed, including a new roof (2023) and a newer HVAC system, ensuring years of worry-free ownership. Step outside to the fully fenced backyard where you'll find dual-gate alley access, creating the perfect setup for boat, RV, trailer, or recreational vehicle storage. The spacious yard offers plenty of room for pets, gardening, or outdoor entertaining. Located just steps from a neighborhood park and within walking distance of the exciting Downtown Largo redevelopment area, you'll enjoy easy access to shopping, dining, entertainment, and community events while benefiting from the growth and revitalization of this thriving community. Whether you're a first-time homebuyer, seasonal resident, or investor (AIRBNB), this move-in-ready gem offers an outstanding opportunity to own a well-cared-for home in one of Largo's most desirable and rapidly growing areas. Within walking distance the Largo Downtown District and 7 miles from Clearwater Beach! Schedule your showing today! Some photos are virutally staged!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8518585
StatusActive
Year Built1981
Stories1
Total Rooms4
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionHARRISON & KIRKPATRICKS ADD
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Window Treatments
FlooringTile
AppliancesDryer, Range, Range Hood, Refrigerator, Washer
LaundryIn Kitchen
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Entrance, Private Mailbox, Private Yard, Storage
FencingFenced
Other StructuresShed(s), Storage
Lot Size0.13 acres (5,728 sq ft)
Lot Dimensions50 x 115
Road SurfaceBrick
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Fiber Optics, Phone Available, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$270,000
Original Price$315,000
Annual Taxes$3,447 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #342915372060010040

Schools

ElementaryMildred Helms Elementary-PN
MiddleLargo Middle-PN
HighLargo High-PN

Directions

Heading west on WestBay Dr turn right on 3rd St NW. Home will be on the right

Location

364 3RD STREET NW, LARGO, FL 33770

Listing Information

OfficeDALTON WADE INC
ListedJune 28, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$270,000

20% ($54,000)
6.75%

Loan Term

Principal & Interest$1,401
Property Tax (est.)$248
Insurance (est.)$150
Total Monthly$1,798
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $270,000 home in LARGO.

🏛️

FHA Loan

$9,450 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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