Beds
4
Baths
3
Sq Ft
2,645 sq ft
Year Built
1992
Lot Size
1.00 acres
Garage
2
About This Property
VA assumable loan opportunity with an approximate $548,203 balance at a 5.75% interest rate. Set on one acre with no homeowners association, this four-bedroom, three-bath residence offers approximately 2,645 square feet of living space complemented by extensive indoor and outdoor amenities. The kitchen features custom cabinetry, granite countertops, a farmhouse sink and a double oven, while updated wood-look flooring extends the home's functional design. Outdoors, a 24-foot above-ground pool with deck is joined by a screened patio, paver entertainment area and fire pit. Additional property features include a recreational vehicle pad with 50-amp hookup, whole-house Generac generator, storage shed, pole barn, enclosed shop or barn and two-car garage. The combination of acreage, flexible structures and outdoor spaces provides options for storage, recreation, hobbies and equipment. VA loan assumption is subject to buyer qualification, lender approval, applicable VA requirements and verification of the current loan balance, interest rate and all assumption terms.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From Hwy 60, turn onto County Line Rd. Home is located down a shared private drive/deeded easement off County Line Rd before the Publix intersection. If you pass Publix, you have gone too far. Follow the dirt/gravel drive back to the home. Signs will be placed on County Line Rd and at the property.
Location
5242 COUNTY LINE ROAD, LAKELAND, FL 33811
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$579,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $579,000 home in LAKELAND.
🏛️
FHA Loan
$20,265 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$28,950 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 24, 2026.