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$525,000

19218 SEA MIST LANE, LUTZ, FL 33558

3D Tour
Active106 days on market

Beds

3

Baths

2

Sq Ft

2,331 sq ft

Year Built

2001

Lot Size

0.16 acres

Garage

2

About This Property

Welcome to this beautifully maintained 3-bedroom, 2-bath home with a separate den/office located in the highly desirable Sea Cove Village of Heritage Harbor, where lawn maintenance is included for easy Florida living. Perfectly positioned on a premium golf course and pond-front homesite, this home offers breathtaking views from the screened lanai and a peaceful setting to enjoy year-round. A charming covered front porch welcomes you inside to a thoughtfully designed split-bedroom floor plan featuring rich hardwood flooring throughout the kitchen, dinette, family room, den, and primary suite. The spacious family room is highlighted by a cozy wood-burning fireplace, creating the perfect gathering space for family and friends. The separate home office/den is ideal for remote work and includes custom built-in cabinetry and desk space. The kitchen overlooks the family room and dinette, allowing everyone to enjoy the spectacular pond and golf course views. Retreat to the private primary suite featuring a custom-designed walk-in closet and a beautifully renovated en-suite bathroom. Additional upgrades include plantation shutters throughout and hurricane shutters for added peace of mind. Step outside to the screened rear patio and relax while overlooking the scenic golf course fairway and tranquil pond views. This outdoor living space provides the perfect backdrop for morning coffee, evening sunsets, and entertaining guests. Residents of Heritage Harbor enjoy access to outstanding resort-style amenities: Championship golf course, Resort-style swimming pool with waterslide, Clubhouse, Fitness center, Tennis courts, Basketball courts, Sand volleyball court, Playground, Sports fields, Walking and biking paths, Community activities and events. Located within the highly sought-after A-rated school district of McKitrick Elementary, Martinez Middle School, and Steinbrenner High School, this exceptional home combines comfort, convenience, and an unbeatable lifestyle. Don't miss this rare opportunity to own a golf course and pond-front home in one of Lutz's most desirable communities.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8518906
StatusActive
Year Built2001
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionHERITAGE HARBOR PH 1B
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Chair Rail, Crown Molding, Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Engineered Hardwood, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
LaundryElectric Dryer Hookup, Laundry Room, Washer Hookup
WindowsBlinds, Drapes, Insulated Windows, Shutters, Window Treatments
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorHurricane Shutters, Irrigation System, Private Yard, Rain Gutters, Sidewalk
FencingVinyl
Lot Size0.16 acres (7,020 sq ft)
Lot Dimensions52 x 135
Lot FeaturesCleared, Conservation Area, In County, Landscaped, Level, Near Golf Course, On Golf Course, Sidewalk
Road SurfacePaved, Asphalt
ViewGolf Course, Water
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Fiber Optics, Fire Hydrant, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$258 / Monthly
Senior CommunityNo

Financial Details

List Price$525,000
Original Price$565,000
Annual Taxes$10,202 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U0427180H800000800009.0

Schools

ElementaryMcKitrick-HB
MiddleMartinez-HB
HighSteinbrenner High School

Directions

Dale Mabry to West on Lutz Lake Fern, north into Heritage Harbor, Left on Sea Mist Lane

Location

19218 SEA MIST LANE, LUTZ, FL 33558

Listing Information

OfficeADVANTAGE REALTY SERVICES, INC
ListedJune 12, 2026

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Home Price

$525,000

20% ($105,000)
6.75%

Loan Term

Principal & Interest$2,724
Property Tax (est.)$481
Insurance (est.)$150
Total Monthly$3,355
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $525,000 home in LUTZ.

🏛️

FHA Loan

$18,375 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 26, 2026.

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