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$374,900

923 N PALM DRIVE SW, LARGO, FL 33770

Active20 days on market

Beds

Baths

Sq Ft

1,484 sq ft

Year Built

1958

Lot Size

0.17 acres

Garage

—

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About This Property

FULLY REMODELED | MOVE-IN READY | NO HOA | FLOOD ZONE X This move-in ready 3-bedroom, 2-bath Largo home has been beautifully remodeled with a fresh, modern feel throughout. Step inside to a bright and welcoming layout featuring luxury vinyl plank flooring, new interior doors, fresh paint, updated finishes, and plenty of natural light. The kitchen feels clean, stylish, and functional with the updated cabinetry, stainless steel appliances, modern fixtures, generous counter space, and a breakfast bar perfect for casual dining, morning coffee, or gathering with friends. Both bathrooms have been thoughtfully remodeled with fresh modern finishes, including a beautiful walk-in shower that gives the home an elevated feel. Many of the major items have already been taken care of, including the 2026 A/C and water heater, giving buyers added peace of mind and a more low-maintenance start. Outside, the home has great curb appeal with fresh exterior paint, updated trim, and refreshed landscaping. You’ll love the convenient Largo location near shopping, restaurants, parks, Taylor Park, the Pinellas Trail, and just a short drive to the Gulf beaches. With no HOA and Flood Zone X, this home offers comfort, flexibility, and easy Florida living.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8518968

StatusActive

Year Built1958

Stories1

Total Rooms10

ConstructionWood Frame

RoofMembrane, Shingle

FoundationConcrete Perimeter, Stem Wall

FacesNorth

SubdivisionPALM RIDGE MANOR 1ST ADD

CountyPinellas

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments

FlooringLuxury Vinyl

AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer

LaundryElectric Dryer Hookup, Inside, Laundry Room

WindowsDouble Pane Windows, Shutters

CoolingCentral Air

HeatingCentral

FireplaceYes ()

SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Private Mailbox, Private Yard, Sliding Doors

FencingChain Link, Vinyl

Lot Size0.17 acres (7,353 sq ft)

Lot Dimensions70 x 105

Lot FeaturesCity Lot

Road SurfacePaved, Asphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$374,900

Annual Taxes$4,366 (2025)

FinancingCash, Conventional, FHA

Parcel #043015657900050030

Schools

ElementaryRidgecrest Elementary-PN

MiddleLargo Middle-PN

HighLargo High-PN

Directions

From Ridge Road West, go West on Palm located one street South of 8th Ave SW. Follow road around.

Location

923 N PALM DRIVE SW, LARGO, FL 33770

Listing Information

OfficeMELENDY REAL ESTATE

ListedJune 14, 2026

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Home Price

$374,900

Down Payment20% ($74,980)

Interest Rate6.75%

Loan Term

Principal & Interest$1,945

Property Tax (est.)$344

Insurance (est.)$150

Total Monthly$2,439

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Nearby Schools

Elementary School

Ridgecrest Elementary-PN

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Middle School

Largo Middle-PN

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High School

Largo High-PN

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How to Buy This Home

Multiple financing options available for this $374,900 home in LARGO.

🏛️

FHA Loan

$13,122 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$18,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 11, 2026.