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$639,900

905 SQUARE LAKE DRIVE, BARTOW, FL 33830

3D Tour
Active98 days on market

Beds

3

Baths

3

Sq Ft

2,711 sq ft

Year Built

2005

Lot Size

0.34 acres

Garage

3

About This Property

Virtually Staged. Custom Ernie White Built Home | Gated Community of Square Lake | Bartow, FL Crafted by award-winning Ernie White Construction — a Polk County builder with 45+ years of craftsmanship and 3,000+ homes to his name — 905 Square Lake Dr is a cherished, custom home in the private gated community of Square Lake. Offering 2,711 sq ft of refined living, 3 bedrooms, 2.5 baths, a side-entry 3-Car Garage, and a spectacular Screened Lanai, this home delivers both gracious entertaining and genuine everyday comfort. A grand Foyer with soaring ceilings sets an elegant tone, opening to formal living and dining rooms finished in stunning hardwood floors. The Kitchen features custom Wellborn wood cabinetry, granite counters, a center island, breakfast bar, walk-in pantry, breakfast nook, and quality stainless steel appliances. In the spacious Family Room, a built-in granite Bar with wine chiller, ice maker, and lighted cabinetry elevates entertaining to an art form. The Primary Suite is a true retreat — complete with a private reading nook, Lanai access, and generous his-and-her walk-in closets with built-in shelving. The spa-like en suite bath features a walk-in shower, garden soaking tub, and dual granite vanities. Two additional spacious bedrooms share a well-appointed second bath, while a convenient half bath serves guests just off the Family Room. The Laundry Room provides a utility sink, counter, and abundant cabinetry for added storage. Interior craftsmanship shines throughout: crown molding in living areas and Primary Suite, hardwood floors across all living spaces, plantation shutters, ceiling fans, and French doors. Step outside to the spectacular 33x36 Screened Lanai with pavers and a waterfall feature — perfect for morning coffee or al fresco evenings. Outdoor highlights include a fenced backyard, mature landscaping with palm trees, a timed irrigation system, and rain gutters. Square Lake is a deed-restricted, gated community featuring private roads and sidewalks — ideal for evening strolls and biking. Low HOA of just $850/year. Minutes to Bartow's charming historic district, BayCare Regional Medical Center, shopping, dining, and the Fort Fraser Trail. The Polk Parkway and Hwy 60 connect you easily to Lakeland (20 min), Tampa (40 min), and Orlando (55 min). Zoned for Bartow schools, including the nationally recognized International Baccalaureate program at Bartow High School.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8518981
StatusActive
Year Built2005
Stories1
Total Rooms12
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionSQUARE LAKE PH 01
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Wet Bar, Window Treatments
FlooringTile, Hardwood
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Washer, Water Softener, Wine Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorFrench Doors, Hurricane Shutters, Irrigation System, Private Yard, Rain Gutters, Sidewalk
FencingFenced
Lot Size0.34 acres (14,989 sq ft)
Lot FeaturesSidewalk
Road SurfacePaved, Asphalt

Pool & Spa

Private PoolNo
SpaOther

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$850 / Annually
Senior CommunityNo

Financial Details

List Price$639,900
Original Price$689,000
Annual Taxes$5,915 (2025)
FinancingCash, Conventional, VA Loan
Parcel #253007406021000060

Schools

ElementaryFloral Avenue Elem
MiddleBartow Middle
HighBartow High

Directions

FL Rt 60 to Broadway. Right on Main St, Left on Woodlawn, Right to Gate.

Location

905 SQUARE LAKE DRIVE, BARTOW, FL 33830

Listing Information

OfficeDALTON WADE INC
ListedJuly 3, 2026

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Home Price

$639,900

20% ($127,980)
6.75%

Loan Term

Principal & Interest$3,320
Property Tax (est.)$587
Insurance (est.)$150
Total Monthly$4,057
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $639,900 home in BARTOW.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$31,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 9, 2026.

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