$444,000
603 GARLAND CIRCLE, INDIAN ROCKS BEACH, FL 33785
Beds
3
Baths
2
Sq Ft
1,566 sq ft
Year Built
1994
Lot Size
0.03 acres
Garage
1
About This Property
Nestled within the desirable Curlew Landings South community, this thoughtfully renovated townhome has been beautifully maintained and is move-in ready. The tiled covered entry with double French doors opens to a bright and inviting coastal retreat. The first floor features a welcoming foyer and versatile bonus room leading to a private tropical backyard, a rare feature for a beach townhome. Enjoy outdoor living on the covered patio with a grill area, perfect for relaxing or entertaining. The garage provides excellent storage and a new hurricane-rated impact door. Inside, wide-plank luxury vinyl flooring adds durability and coastal style. The main living level showcases an open-concept layout with abundant natural light. The remodeled kitchen includes two-tone quartz countertops, soft-close cabinetry, new Frigidaire stainless steel appliances, and a glass tile backsplash. The living and dining areas feature skylights and sliding glass doors opening to a deck overlooking a peaceful nature preserve for privacy and serene views. The second floor hosts a primary suite with en-suite bath, while the top level offers a second primary suite with balcony, a third bedroom, a second bath, and a laundry closet for convenience. Additional upgrades include hurricane-impact windows and doors throughout. Just a short stroll from the beach, this townhome is perfect as a primary residence, vacation home, or seasonal getaway. Community amenities include a resort-style pool and sundeck, tennis/pickleball courts, and a kayak launch. The association is rebuilding and replacing all balconies, and the $20,000 special assessment has been paid in full, providing peace of mind for the next owner. Experience the best of Indian Rocks Beach coastal living, stylish, low-maintenance, and steps from the sand. Schedule your private showing today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From 688/Walsingham, turn right onto Gulf Blvd, then turn right onto 8th Ave., then right onto E. Gulf Blvd all the way to the end, then left onto Garland Circle around the roundabout, then the townhouse will be the second one on your right.
Location
603 GARLAND CIRCLE, INDIAN ROCKS BEACH, FL 33785
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$444,000
Loan Term
How to Buy This Home
Multiple financing options available for this $444,000 home in INDIAN ROCKS BEACH.
🏛️
FHA Loan
$15,540 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$22,200 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 23, 2026.