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$420,000

505 WHISPERING OAK DRIVE, TARPON SPRINGS, FL 34689

3D Tour
Active129 days on market

Beds

3

Baths

2

Sq Ft

1,616 sq ft

Year Built

1980

Lot Size

0.26 acres

Garage

2

About This Property

Spacious home with rare boat/RV parking in desirable Oakleaf Village offers the perfect combination of space, updates, and location. Finally—room for all your toys—this beautifully maintained 3-bedroom, 2-bath ranch-style home sits on over a ¼-acre lot at the end of a quiet cul-de-sac in sought-after Oakleaf Village in Tarpon Springs. Surrounded by mature oak canopies, the property blends privacy, charm, and functionality, with no CDD, optional HOA, and no flood insurance required. Key updates include windows and doors (2021), water heater (2020), exterior paint (2024), A/C (2018 with fan motor replaced in 2025), roof (2012), and solid block construction, offering peace of mind for years to come. Inside, the home features high ceilings and an open, versatile floor plan with both a great room and a separate family room with french doors which lead to backyard, ideal for entertaining or flexible living arrangements. There is no carpet, mostly 18” ceramic tile throughout, laminate in 2 bedrooms, and stained concrete in the third bedroom with access to the rear screened & covered porch. The flooring provides durability and easy maintenance. The spacious kitchen offers abundant cabinetry and counter space, snack bar and a new side-by-side refrigerator (2025), and direct views of the backyard with access to the screened porch. The large primary suite includes a stylish barn door entry and en suite bath with a walk-in shower, updated vanity and faucet, while the secondary bedrooms are generously sized and supported by a fully remodeled guest bathroom. Outdoor living is a standout, with a backyard designed for entertaining featuring a swim spa with deck and a screened porch for year-round enjoyment and a PVC fence along the back yard for privacy. The oversized 2-car garage, extended driveway, and additional parking pad provide ample parking, while double-gate backyard access allows easy storage for a boat, RV, camper, or work vehicle. The location is equally appealing, with close proximity to St. Petersburg College, the Downtown area, Howard Park Beach, Sunset Beach, the Pinellas Trail, Tarpon Springs Sponge Docks, Innisbrook Golf Resort, shopping, dining, and medical facilities, plus convenient access to Belcher Road, US-19, and Alt-19. A unique bonus is that the home is located on the same electrical grid as a nearby hospital, which can help minimize power interruptions during storms. This is a rare opportunity to own a move-in ready home with space, updates, and flexibility in one of the area’s most desirable neighborhoods—schedule your showing today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8519183
StatusActive
Year Built1980
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionOAKLEAF VILLAGE
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Window Treatments
FlooringCeramic Tile, Laminate, Other
AppliancesDishwasher, Disposal, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Laundry Closet, Laundry Room, Washer Hookup
WindowsBlinds, Double Pane Windows, Insulated Windows, Low-Emissivity Windows, Storm Window(s), Thermal Windows, Tinted Windows, Window Treatments
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorFire Pit, French Doors, Lighting, Rain Gutters, Sidewalk, Sliding Doors
FencingVinyl
Lot Size0.26 acres (11,112 sq ft)
Lot Dimensions110 x 97
Lot FeaturesCul-De-Sac, City Lot, Landscaped, Sidewalk
Road SurfacePaved

Pool & Spa

Private PoolNo
SpaSwim Spa

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Sprinkler Well, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$30 / Annually
Senior CommunityNo

Financial Details

List Price$420,000
Original Price$425,000
Annual Taxes$1,693 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #242715629390010070

Schools

ElementaryTarpon Springs Elementary-PN
MiddleTarpon Springs Middle-PN
HighTarpon Springs High-PN

Directions

FROM US HWY 19 & KLOSTERMAN ROAD, TRAVEL WEST ON KLOSTERMAN PAST BELCHER RD AND TAKE FIRST RIGHT ON RED OAK DR. PROCEED ON RED OAK TO RIGHT ON SILVER OAK. THEN TURN RIGHT ON WHISPERING OAK DR TO ADDRESS.

Location

505 WHISPERING OAK DRIVE, TARPON SPRINGS, FL 34689

Listing Information

OfficeCENTURY 21 COASTAL ALLIANCE
ListedJune 16, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$420,000

20% ($84,000)
6.75%

Loan Term

Principal & Interest$2,179
Property Tax (est.)$385
Insurance (est.)$150
Total Monthly$2,714
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $420,000 home in TARPON SPRINGS.

🏛️

FHA Loan

$14,700 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 5, 2026.

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