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$179,000

709 TERRACE RIDGE CIRCLE UNIT 709, DAVENPORT, FL 33896

3D Tour

Active28 days on market

Beds

Baths

Sq Ft

1,542 sq ft

Year Built

2005

Lot Size

0.02 acres

Garage

—

About This Property

Beautiful 3 Bedroom 2 Bathroom Second floor unit! Large bedrooms, Walk-in closets and stunning flooring throughout the unit. AC newly repaired and it top working condition! This property is perfect for resort style living, second home or investment. HOA includes Water and Basic Cable/Internet. Community includes Pool, Clubhouse, Fitness center and volley Ball courts. Do not miss out on this unit! *Seller is listing agent*

Property Overview

Property TypeResidential

Sub TypeCondominium

MLS #TB8519395

StatusActive

Year Built2005

Stories3

Total Rooms4

ConstructionBlock, Stucco

RoofShingle

FoundationSlab

FacesWest

SubdivisionTERRACE RIDGE AT TOWN CENTER EAST CONDO

CountyPolk

OwnershipCondominium

Interior Features

InteriorOpen Floorplan

FlooringTile

AppliancesDishwasher, Dryer, Microwave, Refrigerator

LaundryNone

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorBalcony

Lot Size0.02 acres (684 sq ft)

Road SurfaceAsphalt

Utilities

WaterNone

SewerPublic Sewer

UtilitiesCable Available

Parking

GarageNo

HOA & Community

HOAYes

Senior CommunityNo

Financial Details

List Price$179,000

Original Price$183,000

Annual Taxes$2,903 (2025)

FinancingCash, Conventional, FHA, VA Loan

Parcel #272602701011004280

Directions

Head west on Polk 54/Ronald Reagan Pkwy toward Grey Heron Blvd Turn right at the 1st cross street onto Grey Heron Blvd Turn right onto Town Center Blvd Turn left onto Terrace Ridge Cir Turn left to stay on Terrace Ridge Cir Turn right to stay on Terrace Ridge Cir Destination will be on the right

Location

709 TERRACE RIDGE CIRCLE UNIT 709, DAVENPORT, FL 33896

Listing Information

OfficeNEX-GEN FLORIDA REALTY, INC.

ListedJune 15, 2026

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Home Price

$179,000

Down Payment20% ($35,800)

Interest Rate6.75%

Loan Term

Principal & Interest$929

Property Tax (est.)$164

Insurance (est.)$150

Total Monthly$1,243

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How to Buy This Home

Multiple financing options available for this $179,000 home in DAVENPORT.

🏛️

FHA Loan

$6,265 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$8,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 13, 2026.