$239,000
3849 LUMA DRIVE, HOLIDAY, FL 34691
Beds
3
Baths
2
Sq Ft
1,076 sq ft
Year Built
1968
Lot Size
0.12 acres
Garage
1
About This Property
NO FLOOD INSURANCE! Welcome home to this move-in-ready 3-bedroom, 2-bathroom home in the established community of Beacon Square, where comfort, convenience, and Florida living come together. Start your mornings with a cup of coffee on the covered back patio overlooking your fully fenced backyard, perfect for pets, play, gardening, or entertaining family and friends. Inside, you'll find durable tile flooring throughout, a spacious living room, and an updated kitchen featuring stainless steel appliances, a large pantry, and plenty of storage. The refrigerator, microwave, range, dishwasher, washer and dryer all convey, making your move even easier. Major updates provide peace of mind, including: Brand new A/C (2025), Brand new water heater (2025), New gutters (2025), Septic recently pumped, Newer roof (2016). Residents also have the option to join the nearby Beacon Square Civic Association, offering a community pool, fitness center, and year-round social activities. Location is another standout feature. You're just minutes from restaurants, shopping, and outdoor recreation, including Anclote Gulf Park, Anclote River Park, and Key Vista Nature Park. Spend the day on the sand at Clearwater Beach, approximately 20 minutes away, or reach Tampa International Airport in about 45 minutes. This home offers the updates buyers want, the location they need, and the lifestyle they've been searching for. Don't miss your opportunity to make 3849 Luma Drive your new Florida home.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From 54, cross Hwy 19 onto Sail Drive. Continue along Sail Drive turn left onto Kingsbury Drive, right onto Bancroft Drive, right onto Luma. Home will be on the right.
Location
3849 LUMA DRIVE, HOLIDAY, FL 34691
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$239,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $239,000 home in HOLIDAY.
🏛️
FHA Loan
$8,365 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$11,950 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.