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$199,000

33065 CEDONIA ROAD, DADE CITY, FL 33523

3D Tour
Active122 days on market

Beds

2

Baths

1

Sq Ft

640 sq ft

Year Built

1974

Lot Size

0.33 acres

Garage

,

About This Property

Your Riverfront Paradise Awaits! With 111 ft of Withlacoochee River frontage and a stilt-home design ready for waterfront living, this 2 bedroom, 1 bath home offers the kind of setting buyers dream about and vacation guests search for! Set on a gorgeous 1/3 acre with covered deck views over the water, the property is well suited for a personal river retreat, weekend getaway, or rental opportunity for those drawn to fishing, canoeing, and quiet Florida scenery. Inside, laminate flooring flows through most of the home, and ceiling fans in each room help keep the breeze moving from space to space. In the living room, two sets of sliding glass doors frame the backyard and river beyond, drawing the water view right into the main living area. The L-shaped layout gives you flexibility for two seating areas, a dining setup, or a cozy river-view lounge that opens directly to the covered deck. The kitchen is equipped with a 4 piece appliance package, breakfast bar seating, and ample cabinet and pantry storage, keeping the space practical for full-time living, weekend stays, or guests. Both bedrooms sit near the home’s full bathroom, complete with a tub/shower combination. Downstairs, the stilt-home design adds excellent function with covered parking beneath the home, plus plenty of room to park in the expansive yard. A gated entry, chain link fencing, and a beautiful balance of trees and open space add to the property’s usability while keeping the riverfront setting easy to enjoy. Head toward the back of the property and the lifestyle truly comes into focus. Launch the canoe, cast a line, set up a chair near the water and simply enjoy the beauty of your own stretch along the Withlacoochee River. Whether you are searching for a full-time home on the water, a personal escape, or a vacation rental opportunity, this property offers room for possibility in a setting that is hard to recreate. Just minutes from I-75, you can enjoy peaceful waterfront living while staying within easy reach of Tampa Bay hotspots. Call today to schedule your private showing!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8519533
StatusActive
Year Built1974
Stories2
Total Rooms4
ConstructionWood Frame
RoofShingle
FoundationStilt/On Piling
FacesSoutheast
SubdivisionRIVERDALE SEC 2
CountyHernando
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan
FlooringLaminate, Tile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryNone
CoolingWall/Window Unit(s)
HeatingWall Units / Window Unit

Exterior & Lot

ExteriorBalcony, Lighting, Sliding Doors
FencingChain Link
Lot Size0.33 acres (14,318 sq ft)
Lot FeaturesIn County
Road SurfacePaved
ViewTrees/Woods, Water
0

Waterfront

WaterfrontYes
FeaturesRiver Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$199,000
Original Price$214,999
Annual Taxes$2,058 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningRES
Parcel #R1512321107000L00010

Directions

From I-75; Exit onto FL-50. Slight Right onto FL-50/Cortez Blvd. Turn right onto McKethan Road. Turn right onto Paulette Blvd. Turn right onto Riverdale Drive. Slight left onto Cedonia Road. Home will be on your right.

Location

33065 CEDONIA ROAD, DADE CITY, FL 33523

Listing Information

OfficeKING & ASSOCIATES REAL ESTATE LLC
ListedJune 16, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$199,000

20% ($39,800)
6.75%

Loan Term

Principal & Interest$1,033
Property Tax (est.)$182
Insurance (est.)$150
Total Monthly$1,365
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How to Buy This Home

Multiple financing options available for this $199,000 home in DADE CITY.

🏛️

FHA Loan

$6,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 16, 2026.

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