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$283,000

1138 HOWARD STREET, CLEARWATER, FL 33756

3D Tour
Active110 days on market

Beds

3

Baths

1

Sq Ft

792 sq ft

Year Built

1935

Lot Size

0.12 acres

Garage

—

About This Property

Fully furnished and truly turnkey, this beautifully renovated 3-bedroom, 1-bathroom home offers an exceptional opportunity just 4.5 miles from world-renowned Clearwater Beach. Whether you’re a first-time homebuyer, investor, or searching for the perfect Florida getaway, this move-in-ready property checks all the boxes. Thoughtfully updated throughout, the home features a brand-new HVAC system, upgraded electrical panel, updated plumbing, fresh interior and exterior paint, and a newer roof—providing comfort, reliability, and peace of mind for years to come. Step inside to discover a tastefully furnished interior that is being sold completely furnished, allowing you to move in or begin generating income immediately. The home also includes a dedicated utility area with a washer and dryer for added convenience. Outside, you’ll find a spacious, fully fenced backyard—perfect for entertaining guests, enjoying family gatherings, or simply relaxing in the Florida sunshine. Conveniently located near Clearwater Beach, shopping, restaurants, parks, and entertainment, this property offers the ideal combination of lifestyle, location, and investment potential. Don’t miss your chance to own this fully furnished Clearwater gem. Schedule your private showing today before it’s gone!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8519708
StatusActive
Year Built1935
Stories1
Total Rooms6
ConstructionStucco
RoofTile
FoundationCrawlspace
FacesSouth
SubdivisionCAROLINA TERRACE ANNEX
CountyPinellas
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Primary Bedroom Main Floor, Thermostat
FlooringVinyl
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Dryer, Gas Water Heater, Microwave, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FireplaceYes ()
SecurityFire Alarm, Security Lights, Security System, Touchless Entry

Exterior & Lot

ExteriorLighting, Private Entrance, Private Mailbox, Private Yard, Rain Gutters, Sidewalk
Other StructuresShed(s)
Lot Size0.12 acres (5,158 sq ft)
Lot Dimensions52 x 100
Road SurfaceGravel, Paved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$283,000
Original Price$285,000
Annual Taxes$3,636 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #222915136800000140

Schools

ElementaryPonce de Leon Elementary-PN
MiddleLargo Middle-PN
HighClearwater High-PN

Directions

South Missouri Avenue, turn west on Howard street.

Location

1138 HOWARD STREET, CLEARWATER, FL 33756

Listing Information

OfficeALIGN RIGHT REALTY CARROLLWOOD
ListedJune 18, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$283,000

20% ($56,600)
6.75%

Loan Term

Principal & Interest$1,468
Property Tax (est.)$259
Insurance (est.)$150
Total Monthly$1,878
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $283,000 home in CLEARWATER.

🏛️

FHA Loan

$9,905 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,150 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 10, 2026.

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