$540,000
11530 OYSTER BAY CIRCLE, NEW PORT RICHEY, FL 34654
Beds
4
Baths
3
Sq Ft
3,114 sq ft
Year Built
2006
Lot Size
0.26 acres
Garage
3
About This Property
Virtually Staged. Set on a large CORNER LOT in the gated community of Waters Edge, this 3,114 sqft home lives large with a smart three-way split floor plan that gives everyone their own space and keeps the main living areas open and easy for gathering. The kitchen is the true heart of the home, with a large quartz island, crisp white cabinetry, a built-in wall oven, and not one but two pantries, including a closet pantry and a deep walk-in pantry tucked under the stairs. A bay-window breakfast nook fills with morning light, all open to the spacious great room. There is a private den framed by bay windows makes an ideal home office or reading room. The primary suite is a retreat all its own with high ceilings, dual sinks, a glass shower, a garden tub, and a walk-in closet. Two additional bedrooms share a full bath, while a fourth bedroom with a private ensuite is perfect for guests or multigenerational living. Upstairs, a generous 460 sqft bonus room with a walk-in closet flexes into a media room, playroom, or home gym. Out back, a covered lanai overlooks the serene pond, and a three-car garage offers room for vehicles, storage, and toys. A NEW 5-ton Carrier 15.2 SEER2 heat pump, complete changeout of the downstairs AC unit in 2024. Waters Edge delivers resort-style amenities including; a community pool, clubhouse, fitness center, playground, basketball court, and a boat ramp with lake access for fishing and paddling. Minutes from the Suncoast Parkway for an easy commute and close to the Gulf beaches, shopping, and dining. ASK about the $5,000 CREDIT toward closing costs plus a one-year home warranty. This is a home you grow into, not out of.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Moon Lake Rd. to the entrance of Waters Edge. Turn into the Waters Edge community and follow the main road to left on Oyster Bay Circle 11530 is the first house on your left.
Location
11530 OYSTER BAY CIRCLE, NEW PORT RICHEY, FL 34654
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$540,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $540,000 home in NEW PORT RICHEY.
🏛️
FHA Loan
$18,900 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$27,000 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 16, 2026.