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- New Port Richey Homes for Sale
- 11530 OYSTER BAY CIRCLE
Open House
Sunday, September 20 · 12:00 AM–2:00 PM
$540,000
11530 OYSTER BAY CIRCLE, NEW PORT RICHEY, FL 34654
Beds
4
Baths
3
Sq Ft
3,114 sq ft
Year Built
2006
Lot Size
0.26 acres
Garage
3
About This Property
Virtually Staged. $5,000 CREDIT TO BUYER TOWARD CLOSING COSTS PLUS A ONE-YEAR HOME WARRANTY! Set on a corner lot inside the gated Waters Edge community, 11530 Oyster Bay Circle gives you 3,114 square feet and a true three-way split floor plan, so there's a quiet corner for everyone and an easy flow when it's time to come together. The kitchen is the heart of it: a navy island big enough for meal prep, projects, and holiday spreads, marble-look counters, and crisp white cabinetry, open to the great room so the cook is always part of the conversation. A breakfast nook wrapped in bay windows catches the morning light, and a private den at the front of the home, also framed by bay windows, makes an easy office or reading room. The layout is where this one shines. On one side, the primary suite is its own retreat with high ceilings, dual sinks, a glass shower, and a garden tub made for the end of a long day. On the other side, you have two bedrooms that share a full bath. Tucked in its own hall at the back of the home, a fourth bedroom with a private ensuite gives your guests a private retreat. Upstairs, a dedicated bonus room with a walk-in closet and attic access flexes into whatever you need. Out back, a covered lanai for cookouts and slow mornings, and the three-car garage handles the cars, the tools, and the gear without a fight. A resort-style pool and clubhouse come with the community, the Suncoast Parkway is minutes from your door, and the Gulf beaches are close enough for a Saturday whim. This is the kind of home you grow into, not out of.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Moon Lake Rd. to the entrance of Waters Edge. Turn into the Waters Edge community and follow the main road to left on Oyster Bay Circle 11530 is the first house on your left.
Location
11530 OYSTER BAY CIRCLE, NEW PORT RICHEY, FL 34654
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$540,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $540,000 home in NEW PORT RICHEY.
🏛️
FHA Loan
$18,900 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$27,000 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.