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$485,000

4503 CORAL LAKE DRIVE, BRADENTON, FL 34210

Active16 days on market

Beds

Baths

Sq Ft

1,690 sq ft

Year Built

1980

Lot Size

0.32 acres

Garage

About This Property

Lakefront in Bay Lake Estates, fully furnished, with a brand new roof and brand new seawall already done. Move in with nothing to buy. This 3 bedroom, 2 bath, 2 car garage block home sits on a 0.32 acre lakefront lot in West Bradenton, minutes from Anna Maria Island. A brand new roof went on in January 2025 and 76 feet of new seawall lines the water, so the big ticket items are handled before you ever unpack. Open floorplan ties the great room, dining, and kitchen together with stone counters and a counter height eat in space. Split bedroom layout puts the primary suite on its own side with a walk in closet. Wood burning fireplace, impact windows throughout, water softener, and a 26 foot covered lanai looking out over the water. One story, slab built, no steps. Sold turnkey furnished, furniture included, so there is no moving truck to haul down. Perfect for a seasonal escape or a full time move. HOA covers lawn care, irrigation, and lake maintenance. No CDD. Homestead eligible. Near Cortez fishing village, IMG Academy, waterfront dining, shopping, and hospitals, with both Sarasota and Tampa airports in reach.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8520091

StatusActive

Year Built1980

Stories1

Total Rooms7

ConstructionBlock, Stucco, Wood Frame

RoofShingle

FoundationSlab

FacesWest

SubdivisionBAY LAKE ESTATES PH I

CountyManatee

OwnershipFee Simple

Interior Features

InteriorLiving Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments

FlooringCarpet, Luxury Vinyl

AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator

LaundryInside, Laundry Room

WindowsStorm Window(s)

CoolingCentral Air, Humidity Control

HeatingCentral, Electric

FireplaceYes ()

SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Rain Gutters

Lot Size0.32 acres (14,113 sq ft)

Lot FeaturesIn County, Landscaped, Near Golf Course, Near Marina, Near Public Transit

Road SurfacePaved

ViewWater

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$191 / Monthly

Senior CommunityNo

Financial Details

List Price$485,000

Annual Taxes$2,377 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningRSF4.5

Parcel #7657400300

Schools

ElementarySea Breeze Elementary

MiddleW.D. Sugg Middle

HighBayshore High

Directions

Take Cortez Rd. W. towards Anna Maria Island. Turn left into Coral Shores. Make your first left on Kingston Ave and take to the end and make a right turn into Coral Shores East. Make first left on 44th Ave Dr. W. and then first right onto Coral Lake Drive. The property will be on your left. 4503 Coral Lake Drive.

Location

4503 CORAL LAKE DRIVE, BRADENTON, FL 34210

Listing Information

OfficeKELLER WILLIAMS SOUTH SHORE

ListedJune 25, 2026

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Home Price

$485,000

Down Payment20% ($97,000)

Interest Rate6.75%

Loan Term

Principal & Interest$2,517

Property Tax (est.)$445

Insurance (est.)$150

Total Monthly$3,111

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Nearby Schools

Elementary School

Sea Breeze Elementary

View on GreatSchools →

Middle School

W.D. Sugg Middle

View on GreatSchools →

High School

Bayshore High

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How to Buy This Home

Multiple financing options available for this $485,000 home in BRADENTON.

🏛️

FHA Loan

$16,975 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 11, 2026.