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$394,999

1257 FRANKLIN STREET, CLEARWATER, FL 33756

3D Tour
Active58 days on market

Beds

3

Baths

2

Sq Ft

1,359 sq ft

Year Built

1964

Lot Size

0.12 acres

Garage

About This Property

Perfectly capturing the charm of a Key West-style bungalow while remaining on the mainland, this exquisitely renovated concrete block 3-bedroom, 2-bathroom residence blends refined design, modern comfort, and effortless coastal living. Tucked away in a peaceful setting yet just minutes from Clearwater’s premier attractions, the home welcomes you with an open-concept layout filled with natural light, elegant ceramic tile flooring throughout, hurricane-rated windows, designer quartzite kitchen countertops, stainless steel appliances, and a newer gas range. Natural gas service powers the tankless water heater and gas dryer, delivering both luxury and efficiency. Thoughtfully curated upgrades include a newer roof, updated HVAC system, refreshed fencing, and a whole-home water softener, creating a home that is as functional as it is beautiful. Every detail has been selected to provide a move-in-ready living experience. Outside, the expansive paver hardscape surrounds three sides of the property, creating exceptional curb appeal and a low-maintenance lifestyle ideal for year-round enjoyment or a lock-and-leave second home. Inside, the home serves as a private sanctuary where the outside world fades away, creating an atmosphere of tranquility, comfort, and relaxation. Ideally located just minutes from vibrant downtown Clearwater and the exciting Imagine Clearwater waterfront redevelopment, you'll also enjoy quick access to Clearwater Beach, Pier 60, Sand Key Park, the Clearwater Marine Aquarium, the Pinellas Trail, and numerous local parks. Tampa International Airport and St. Pete–Clearwater International Airport are both easily accessible, placing the best of the Gulf Coast right at your fingertips. Whether you're seeking a full-time residence, a coastal retreat, or the quintessential Florida lifestyle, this exceptional home delivers timeless style, quality craftsmanship, and an unmatched location.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8520149
StatusActive
Year Built1964
Stories1
Total Rooms8
ConstructionStucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionHIBISCUS GARDENS
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
FlooringTile
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
LaundryIn Kitchen, Laundry Closet
CoolingCentral Air
HeatingElectric
SecurityClosed Circuit Camera(s), Security Fencing/Lighting/Alarms, Security System, Smoke Detector(s)

Exterior & Lot

ExteriorLighting, Storage
FencingFenced, Wood
Lot Size0.12 acres (5,022 sq ft)
Lot Dimensions49 x 107
Lot FeaturesLandscaped
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$394,999
Original Price$399,999
Annual Taxes$5,446 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #152915385740090070

Schools

ElementaryBelleair Elementary-PN
MiddleOak Grove Middle-PN
HighClearwater High-PN

Directions

From the intersection of Court St and S Hillcrest Ave, head west on Court St. Turn right on S Lincoln St. Turn right onto Franklin St and the subject property will be the second house on the right.

Location

1257 FRANKLIN STREET, CLEARWATER, FL 33756

Listing Information

OfficeLPT REALTY, LLC
ListedJune 24, 2026

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Home Price

$394,999

20% ($79,000)
6.75%

Loan Term

Principal & Interest$2,050
Property Tax (est.)$362
Insurance (est.)$150
Total Monthly$2,562
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $394,999 home in CLEARWATER.

🏛️

FHA Loan

$13,825 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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