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$425,000

433 YORK DALE DRIVE, RUSKIN, FL 33570

3D Tour
Active116 days on market

Beds

4

Baths

3

Sq Ft

3,038 sq ft

Year Built

2006

Lot Size

0.17 acres

Garage

3

About This Property

1-Year Cinch Home Warranty for buyer included LAKEVIEW LIVING MEETS EVERYDAY LUXURY IN MIRA LAGO Welcome to 433 York Dale — where space, privacy, comfort, and Florida living come together in one beautifully upgraded home. Imagine coming home every day to a spacious 4-bedroom, 3-bathroom lakeview residence with over 3,000 square feet of living space, a 3-car garage, a fenced backyard, and no rear neighbors. Located inside the pristine gated community of Mira Lago in Ruskin, this home offers the peaceful setting you have been looking for while keeping you just minutes from some of the area’s favorite outdoor destinations. With Simmons State Park and Little Harbor Beach & Marina approximately 2–3 miles away, you are perfectly positioned to enjoy Florida’s natural beauty, boating, beaches, parks, and waterfront recreation while still having a beautiful retreat to call home. SPACE, STYLE & COMFORT From the moment you step inside, the home makes an impression with a 12-foot entry ceiling, elegant tray ceilings, and approximately 10-foot ceilings throughout. The thoughtfully designed floor plan keeps the majority of your living space on the first floor, making everyday living convenient while still giving you an impressive upstairs loft. The loft is currently being used as a fully functional home gym, but its size allows you to transform it into an office, entertainment space, game room, media room, or whatever fits your lifestyle. The bedrooms are arranged in a convenient three-way split floor plan, giving everyone their own space. Two spacious guest bedrooms can comfortably accommodate queen-sized beds and share a full guest bathroom with a bathtub. The home also features a junior master suite with its own private full bathroom and private entrance, making it an ideal mother-in-law suite, multigenerational living space, guest retreat, or private accommodations for extended family. The primary owner’s suite is tucked away in its own corner of the home and offers the privacy you want at the end of the day. The main living areas feature laminate flooring, while tile is found in the wet areas and carpet adds comfort to the bedrooms, stairs, and loft. THE HEART OF THE HOME The open-concept kitchen and family room create the perfect gathering space. The kitchen features: • Granite countertops • LG stainless steel appliances • Large breakfast bar • Eat-in kitchen area • Beautiful wood cabinetry • Convenient access to the 3-car garage

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8520228
StatusActive
Year Built2006
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionMIRA LAGO WEST PH 2B
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Primary Bedroom Main Floor, Stone Counters, Thermostat, Tray Ceiling(s)
FlooringCarpet, Ceramic Tile, Laminate
AppliancesDishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Tankless Water Heater, Water Filtration System
LaundryElectric Dryer Hookup, Laundry Room, Washer Hookup
WindowsBlinds, ENERGY STAR Qualified Windows, Shutters
CoolingCentral Air
HeatingElectric
SecurityGated Community, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors, Storage
FencingFenced
Other StructuresShed(s)
Lot Size0.17 acres (7,200 sq ft)
Lot Dimensions60 x 120
Lot FeaturesLevel
Road SurfaceAsphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesPond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Fire Hydrant, Sewer Connected, Sprinkler Meter, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$294 / Quarterly
Senior CommunityNo

Financial Details

List Price$425,000
Original Price$450,000
Annual Taxes$5,501 (2025)
ZoningPD
Parcel #U01321883J00000000304.0

Schools

ElementaryThompson Elementary
MiddleShields-HB
HighLennard-HB

Directions

Starting from US 41 turn west onto 11th Ave NW. After entering Mira Lago community, turn left onto York Dale Drive. Home will be on your left.

Location

433 YORK DALE DRIVE, RUSKIN, FL 33570

Listing Information

OfficeREAL PROPERTY MARKETING, INC.
ListedJune 20, 2026

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Home Price

$425,000

20% ($85,000)
6.75%

Loan Term

Principal & Interest$2,205
Property Tax (est.)$390
Insurance (est.)$150
Total Monthly$2,745
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $425,000 home in RUSKIN.

🏛️

FHA Loan

$14,875 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 14, 2026.

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