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$499,900

970 VALLEY VIEW CIRCLE, PALM HARBOR, FL 34684

3D Tour
Active59 days on market

Beds

4

Baths

2

Sq Ft

1,998 sq ft

Year Built

1990

Lot Size

0.19 acres

Garage

2

About This Property

Welcome to Your Tropical Oasis in the Highly Sought-After Deep Spring Community of Palm Harbor! This spacious 4-bedroom, 2-bath, 2-car garage pool home offers an exceptional open split-bedroom floor plan, abundant natural light, and numerous recent upgrades. Enjoy peace of mind with a brand-new roof and flat roof (2026), A/C system with new ductwork (2024), freshly painted interior (2025), updated lighting and ceiling fans, new entry and rear doors, and new kitchen appliances including the dishwasher, microwave, and range. Even better, the solar system will be paid off at closing, providing energy efficiency and long-term savings. As you enter, you'll immediately appreciate the living area featuring soaring ceilings and sliding glass doors that open to the screened pool area. The formal dining room provides an elegant space for entertaining, while the private primary suite is thoughtfully positioned on one side of the home for maximum privacy. The spacious primary retreat features a large walk-in closet and an ensuite bath complete with dual vanities, a garden tub, separate walk-in shower, and private water closet. At the heart of the home, the generously sized kitchen offers a convenient eat-in dinette and opens seamlessly to the inviting family room with a cozy fireplace and additional sliders leading to the pool area. Three additional bedrooms are generously sized and share a well-appointed guest bathroom. A dedicated pool-access door right next to the guest bath adds convenience for outdoor living and helps keep wet feet out of the main living spaces. Step outside to your private backyard paradise. The screen-enclosed pool enjoys desirable southern exposure, providing sunshine throughout the day and creating the perfect setting for relaxing, entertaining, and enjoying Florida living year-round. Residents of Deep Spring enjoy access to a community park, playground, scenic ponds, and beautiful tree-lined streets. Conveniently located near shopping, dining, top-rated schools, airports, and the area's award-winning Gulf beaches, this home truly offers the best of Palm Harbor living. Don't miss this incredible opportunity—schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8520237
StatusActive
Year Built1990
Stories1
Total Rooms3
ConstructionWood Frame
RoofShingle
FoundationSlab
FacesNorth
SubdivisionDEEP SPRING
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Open Floorplan, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringLaminate, Tile
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric, Solar
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System, Sidewalk, Sliding Doors
FencingFenced
Lot Size0.19 acres (8,259 sq ft)
Lot FeaturesCul-De-Sac, In County, Sidewalk
Road SurfacePaved, Asphalt

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$286 / Quarterly
Senior CommunityNo

Financial Details

List Price$499,900
Original Price$550,000
Annual Taxes$5,312 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRPD-5
Parcel #182816206840000580

Schools

ElementaryLake St George Elementary-PN
MiddlePalm Harbor Middle-PN
HighCountryside High-PN

Directions

North on 19. Right on CR 95. Right on Spring Park Blvd. Right on Edgehill. Left on Valley View

Location

970 VALLEY VIEW CIRCLE, PALM HARBOR, FL 34684

Listing Information

OfficeTROPICAL LIFE REALTY, INC.
ListedJune 17, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$499,900

20% ($99,980)
6.75%

Loan Term

Principal & Interest$2,594
Property Tax (est.)$458
Insurance (est.)$150
Total Monthly$3,202
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $499,900 home in PALM HARBOR.

🏛️

FHA Loan

$17,497 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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