$614,900
4882 W BREEZE CIRCLE, PALM HARBOR, FL 34683
Beds
4
Baths
3
Sq Ft
2,219 sq ft
Year Built
2003
Lot Size
0.26 acres
Garage
3
About This Property
Immaculate Palm Harbor home offering 4 bedrooms, 3 bathrooms, and a desirable 3-car garage in the sought-after West Breeze community. Located in Flood Zone X with a low HOA, this home offers the perfect blend of comfort, flexibility, and peace of mind. Inside, you’ll love the functional 3-way split floor plan, ideal for privacy and everyday living. One area of the home is perfect for an in-law suite, guest space, or young adult living arrangement, offering a separate entrance and nearby bathroom for added convenience. The home has been beautifully maintained and shows true pride of ownership throughout. Major updates include a NEW ROOF installed in June 2026, an UPGRADED HVAC system installed in 2016, UV light added to the AC in 2025, a new on-demand WATER HEATER in 2025, and a new GARBAGE DISPOSAL in 2025. The kitchen features stainless steel appliances, with all kitchen appliances replaced in 2018, barely used and a brand-NEW kitchen REFRIGERATOR added in 2025. Additional improvements include laminate flooring installed in the bedrooms in 2017, fresh interior paint completed in 2017, an upgraded SPRINKLER SYSTEM with stainless steel heads and improved routing for efficiency in 2025, and a LANAI RE-SCREENED with micro-screen in 2024. The location is another standout feature. Enjoy being close to some of the area’s most loved beaches, parks, trails, and local landmarks, including Honeymoon Island State Park, Caladesi Island, Fred Howard Park, Wall Springs Park, the Pinellas Trail, Downtown Palm Harbor, Crystal Beach, Ozona, and the historic Palm Harbor Museum. Whether you enjoy beach days, biking, walking trails, waterfront sunsets, local restaurants, or exploring the character of Old Florida coastal communities, this location puts you near it all. With its immaculate condition, flexible floor plan, thoughtful updates, LOW HOA, Flood Zone X location, and convenient access to Palm Harbor’s coastal lifestyle, this move-in ready home is one you will not want to miss.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From us19 N head West until you hit West Breeze Estates, make your first right house on the left
Location
4882 W BREEZE CIRCLE, PALM HARBOR, FL 34683
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$614,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $614,900 home in PALM HARBOR.
🏛️
FHA Loan
$21,522 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$30,745 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 20, 2026.