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$195,000

39038 HEATH DRIVE, ZEPHYRHILLS, FL 33542

3D Tour
Active125 days on market

Beds

2

Baths

1

Sq Ft

852 sq ft

Year Built

1972

Lot Size

0.17 acres

Garage

,

About This Property

Welcome to this well-maintained home in the heart of Zephyrhills! This inviting property offers comfortable living spaces, a functional floor plan, and a fully fenced yard providing privacy and plenty of room for pets, gardening, or outdoor entertaining. Enjoy year-round relaxation in the enclosed patio, perfect for morning coffee, hobbies, or additional living space. Conveniently located near shopping, dining, medical facilities, parks, and major roadways, this home is ideal for first-time buyers, seasonal residents, investors, or anyone looking to downsize. Don't miss this opportunity to own an affordable home with great outdoor space and a convenient location.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8520566
StatusActive
Year Built1972
Stories1
Total Rooms3
ConstructionBlock
RoofMetal
FoundationSlab
FacesWest
SubdivisionZEPHYRHILLS COLONY CO
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringCeramic Tile
AppliancesRange, Refrigerator
LaundryIn Kitchen
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Yard, Rain Gutters
FencingChain Link
Other StructuresShed(s)
Lot Size0.17 acres (7,425 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterWell
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$100 / Annually
Senior CommunityYes

Financial Details

List Price$195,000
Original Price$225,000
Annual Taxes$817 (2025)
ZoningRMH
Parcel #102621010A000000620

Directions

Head east on FL-54. Turn right onto 20th Street. Turn left onto Heath Drive.

Location

39038 HEATH DRIVE, ZEPHYRHILLS, FL 33542

Listing Information

OfficeDALTON WADE INC
ListedJune 18, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$195,000

20% ($39,000)
6.75%

Loan Term

Principal & Interest$1,012
Property Tax (est.)$179
Insurance (est.)$150
Total Monthly$1,341
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How to Buy This Home

Multiple financing options available for this $195,000 home in ZEPHYRHILLS.

🏛️

FHA Loan

$6,825 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,750 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 22, 2026.

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