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$550,000

2767 VANESSA LANE, PALM HARBOR, FL 34684

3D Tour
Active31 days on market

Beds

4

Baths

2

Sq Ft

1,921 sq ft

Year Built

1987

Lot Size

0.24 acres

Garage

2

About This Property

Located in the heart of Palm Harbor, this 4-bedroom, 2-bath home offers 1,921 square feet of comfortable living space, a 2-car garage, and a floor plan designed for everyday living. Whether you're looking for room to grow, space to work from home, or simply a home that's been well cared for, you'll appreciate the thoughtful updates already in place. The major improvements have been completed, including an updated kitchen and baths, a new roof (2023), impact-rated windows and doors (2023), HVAC (2016), updated electrical panel (2014), and water heater (2012). For buyers looking to improve energy efficiency and reduce monthly utility costs, 16" additional inches of R44 insulation was added in 2024, along with a leased solar panel system. The system helps offset electricity usage and provides meaningful savings compared with relying entirely on traditional grid power. The system is completely maintained and serviced by the solar company at no additional cost and no lien, making it a convenient way to enjoy the benefits of solar without the added maintenance. This system also allows for the seller to add a whole-house generator, if they wish. The kitchen is equipped with stainless steel appliances and the laundry room includes a Samsung washer and dryer set replaced in 2024. Just beyond the living space, the screened porch features ceiling fans and shades, creating a comfortable spot to enjoy your morning coffee or unwind at the end of the day. The screened atrium brings in additional natural light and offers another private outdoor space to enjoy year-round. The spacious fenced yard provides plenty of room for entertaining, relaxing, or enjoying the outdoors. Conveniently located near shopping, restaurants, parks, and the beautiful Gulf beaches, this Palm Harbor home offers a move-in-ready combination of comfort, updates, and energy-conscious living. You'll love the convenience and location near Lake St. George Elementary School.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8520620
StatusActive
Year Built1987
Stories1
Total Rooms6
ConstructionStucco, Wood Frame
RoofShingle
FoundationSlab
FacesSouth
SubdivisionHIDDEN GROVE SUB
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringTile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorCourtyard, Private Mailbox, Sidewalk, Sliding Doors
Lot Size0.24 acres (10,267 sq ft)
Lot Dimensions89 x 117
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$365 / Annually
Senior CommunityNo

Financial Details

List Price$550,000
Annual Taxes$7,518 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRPD-5
Parcel #072816386070001090

Schools

ElementaryLake St George Elementary-PN
MiddlePalm Harbor Middle-PN
HighCountryside High-PN

Directions

From SR580 and US19 (countryside mall) take US-19N north to CR95 (approx 2.3 Miles) turn right (East) continue .4 miles and turn left on Bonnie Blvd. Continue 0.2 miles to Vanessa lane. House is on the left corner

Location

2767 VANESSA LANE, PALM HARBOR, FL 34684

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedAugust 13, 2026

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Home Price

$550,000

20% ($110,000)
6.75%

Loan Term

Principal & Interest$2,854
Property Tax (est.)$504
Insurance (est.)$150
Total Monthly$3,508
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $550,000 home in PALM HARBOR.

🏛️

FHA Loan

$19,250 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$27,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 13, 2026.

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