$389,000
3520 STABLE RIDGE LANE, LAND O LAKES, FL 34639
Beds
3
Baths
2
Sq Ft
1,663 sq ft
Year Built
1973
Lot Size
0.32 acres
Garage
2
About This Property
Welcome to this inviting 3-bedroom, 2-bathroom pool home with a 2-car garage, perfectly situated in the highly sought-after Lake Padgett Estates. This community is a water lover’s paradise, offering exclusive access to three ski-sized lakes and a dedicated fishing lake. Bring your boat and jet skis, and start living the Florida lifestyle you’ve always dreamed of! Inside, the home features an expansive family and dining room combination, ideal for entertaining. The beautifully upgraded kitchen is a chef's delight, showcasing stunning granite countertops, ample cabinetry, a built-in wine rack, and a cozy adjacent eating space. Just off the kitchen, you’ll find a versatile bonus room—perfect for a home office—along with a dedicated laundry room that provides convenient access to the attached garage. Step outside to your private oasis. Relax on the covered lanai or take a dip in the large, screen-enclosed pool, all surrounded by a serene and exceptionally private backyard.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From S.R. 54 to N. on Collier Parkway to Left on Weeks Blvd. to Left on Stable Ridge to home on right.
Location
3520 STABLE RIDGE LANE, LAND O LAKES, FL 34639
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$389,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $389,000 home in LAND O LAKES.
🏛️
FHA Loan
$13,615 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$19,450 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
More Homes in Land O' Lakes
More Homes in Land O' Lakes
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.