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$189,000

1009 QUEEN ANNE DRIVE UNIT B, PALM HARBOR, FL 34684

3D Tour
Active109 days on market

Beds

2

Baths

2

Sq Ft

1,000 sq ft

Year Built

1977

Lot Size

2.07 acres

Garage

1

About This Property

MOVE IN READY!!! Welcome to your maintenance free, non-flood zone (high elevation), updated villa-style condo in the highly sought after 55+ golf community of Highlands Lakes! This 2 bed 2 bath home has updated appliances, impact windows, boasting a fully enclosed patio and spacious floor plan, living/dining room combo with attached garage access, an abundance of natural light, and neutral colors. The hallway leads to a large master suite with a walk-in closet, an en-suite with an updated vanity, lighting, and a beautiful step-in shower. Bedroom 2 is a good size and offers an oversized double closet. The laundry station and a utility sink are conveniently located in the garage, which is big enough for a car and a golf cart. Enjoy quiet and seclusion as your home is tucked away from the main thoroughfares. Safe and secure neighborhood, HOA / Condo fee covers cable TV, high speed internet, water, sewer, building insurance, trash removal, lawn care & exterior maintenance. Residents enjoy access to three private 9-hole executive golf courses with unlimited free play, along with a practice putting green and driving cages to perfect your game. The vibrant clubhouse is ideal for social gatherings and features a great room and a professional kitchen. There’s also a library with computer stations, meeting rooms, and spaces for cards and billiards. For those with creative passions, the annex building includes areas dedicated to crafts, painting, and woodworking. To stay fit, you’ll find an Olympic-sized pool, spa, pickleball and tennis courts, bocce, and shuffleboard. The nearby Andover Village Club offers yet another relaxing pool environment. The Lodge, located on Lake Tarpon, offers a fishing pier, private boat ramp, and free RV and boat storage in a secure lot. Convenient to shopping and restaurants, nearby beaches, and the vibrant downtown areas of Palm Harbor, Tarpon Springs, and Dunedin, await your Florida adventure!

Property Overview

Property TypeResidential
Sub TypeVilla
MLS #TB8520737
StatusActive
Year Built1977
Total Rooms5
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionHIGHLAND LAKES CONDO
CountyPinellas
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
LaundryIn Garage
WindowsDouble Pane Windows, ENERGY STAR Qualified Windows, Storm Window(s)
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorHurricane Shutters, Irrigation System, Sidewalk
Lot Size2.07 acres (90,312 sq ft)
Lot FeaturesSidewalk
Road SurfaceAsphalt, Concrete
ViewPark/Greenbelt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Public, Street Lights, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$164 / Monthly
Senior CommunityYes

Financial Details

List Price$189,000
Annual Taxes$3,039 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #052816388810740020

Directions

From U.S. 19 turn onto Highland Lakes Blvd and then onto Quenn Anne Dr. Or from Tampa Rd turn right onto West Lake Rd and then right onto Queen Anne Dr.

Location

1009 QUEEN ANNE DRIVE UNIT B, PALM HARBOR, FL 34684

Listing Information

OfficeFILLMORE REAL ESTATE GROUP
ListedJune 19, 2026

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Home Price

$189,000

20% ($37,800)
6.75%

Loan Term

Principal & Interest$981
Property Tax (est.)$173
Insurance (est.)$150
Total Monthly$1,304
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How to Buy This Home

Multiple financing options available for this $189,000 home in PALM HARBOR.

🏛️

FHA Loan

$6,615 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 18, 2026.

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