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$425,000

9731 IVORY DR, RUSKIN, FL 33573

Active21 days on market

Beds

Baths

Sq Ft

2,775 sq ft

Year Built

2019

Lot Size

—

Garage

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About This Property

Welcome to this thoughtfully upgraded 4-bedroom, 2.5-bath home with a dedicated office and spacious loft, where style, comfort, and functionality blend effortlessly. Ideally situated within walking distance to Belmont Elementary School and just minutes from shopping, dining, coffee shops, and daily essentials, this home offers the perfect balance of location and everyday convenience. The true highlight of this property is the significant investment made in creating exceptional kitchen and outdoor living spaces. A chef-inspired kitchen remodel featuring more than $50,000 in upgrades pairs beautifully with a designer-curated backyard retreat, where approximately $22,000 was invested between the extended lanai and professional landscaping. Together, these spaces create a seamless indoor-outdoor lifestyle that stands apart from others in the neighborhood. Beyond the main living areas, the home offers valuable functional upgrades including a whole-home water softener system, reverse osmosis drinking water system, gutters added throughout the entire home, and a fully fenced yard with dual gated access for added convenience. These thoughtful improvements enhance both comfort and everyday functionality.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8520805

StatusActive

Year Built2019

Total Rooms10

ConstructionBlock, Stucco

RoofShingle

FoundationSlab

FacesNorth

SubdivisionBELMONT NORTH - 3935

CountyHillsborough

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Dry Bar, In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Pest Guard System, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments

FlooringCarpet, Ceramic Tile, Epoxy

AppliancesBuilt-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Refrigerator, Washer, Water Softener, Wine Refrigerator

LaundryInside, Laundry Room

CoolingCentral Air

HeatingOther

Exterior & Lot

ExteriorHurricane Shutters, Irrigation System, Other, Rain Gutters, Sidewalk, Sliding Doors, Sprinkler Metered

FencingVinyl

Lot Dimensions4792

Road SurfaceAsphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Street Lights, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$158 / Annually

Senior CommunityNo

Financial Details

List Price$425,000

Annual Taxes$6,623 (2025)

FinancingCash, Conventional, FHA, Other, VA Loan

ZoningPD

Parcel #U243119A9K00003900035.0

Directions

From I-75 (Exit 240): Head east on FL-674 Left on US-41 South Right on Paseo Del Mar Right on Gate Dancer Rd Right on Ivory Dr ? Property on right.

Location

9731 IVORY DR, RUSKIN, FL 33573

Listing Information

OfficeEXP REALTY LLC

ListedJune 20, 2026

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Home Price

$425,000

Down Payment20% ($85,000)

Interest Rate6.75%

Loan Term

Principal & Interest$2,205

Property Tax (est.)$390

Insurance (est.)$150

Total Monthly$2,745

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How to Buy This Home

Multiple financing options available for this $425,000 home in RUSKIN.

🏛️

FHA Loan

$14,875 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 11, 2026.