Skip to main content
1 / 96

$2,300,000

119 CARLYLE CIRCLE, PALM HARBOR, FL 34683

3D Tour
Active106 days on market

Beds

4

Baths

4

Sq Ft

3,526 sq ft

Year Built

1988

Lot Size

0.29 acres

Garage

2

About This Property

EXTREMELY RARE OPPORTUNITY to Own Your Gulf-Front Dream Home on Indian Bluff Island. This unique island is home to just 168 properties. Situated in the highest phase of the community, 119 Carlyle Circle is a rarity, as it is one of the few homes on the island with DIRECT UNOBSTRUCTED VIEWS of St. Joseph’s Sound and Gulf of Mexico. This spectacular 4-bed/4-bath home spans 3,500 sqft. of open-concept living and affords flexibility to easily customize or expand space on upper and lower levels. Immediately, you’ll be captivated by this home’s abundance of NATURAL LIGHT, soaring ceilings, and elegant wooden staircase. With WATER VIEWS FROM NEARLY EVERY ROOM, the main floor is the hub of the home and perfect for entertaining. The CHEF’S KITCHEN has custom maple wood cabinetry with under cabinet lighting and art-stained glass inserts hand crafted by an HGTV artist! Entertaining is no problem with the generously sized island, and bountiful counter space. New matching GE appliances add functional elegance. The kitchen opens up into a BRIGHT AND SPACIOUS LIVING ROOM. Floor-to-ceiling windows and sliders provide spectacular views of the pool and water. This area is flanked with 2-beds/1 full bath on one side, and 1-bed/1 full bath on the other - the perfect layout for a private retreat for family, friends or another 1st-floor primary suite! Completely UPDATED LAUNDRY room with brand new washer/dryer, upgraded custom laundry vanity w/black stainless-steel sink and faucet. PLENTY OF STORAGE! Just off the laundry room you’ll enjoy the convenience of your OVERSIZED, SIDE ENTRY, 2-CAR GARAGE w/two large storage closets, built-in workbench, generator hook-up and double electrical panel w/room to add more circuits. Upstairs, your PRIVATE PRIMARY BEDROOM SUITE offers more wide open views of St. Joseph’s Sound. Your sanctuary comes complete with a private sitting area, lifetime composite sundeck, generously sized en-suite bathroom w/ jetted soaking tub, sauna, walk-in shower w/built-in seat and private water closet. Adjacent to the primary suite, is an ADDITIONAL UNFINISHED LOFT SPACE (approx. 1,000 sqft) with vaulted ceilings and window that can easily be transformed into more space for the primary suite, additional bed/bath, office or media/game room. Professional landscaping, lighting and pavered driveway and contemporary portico make this home’s CURB APPEAL UNDENIABLE. Boating enthusiasts will love the COVERED DEEP WATER DOCK and remote-controlled 10,000 lb BOAT LIFT featuring brand new stainless-steel motors. Watch the red-orange glow of the sunset over the water from your pool lanai with access to FULL POOL BATH. New marcite, pool pump and raised filter ensure you’ll enjoy your pool for years to come! LOVINGLY MAINTAINED by its long-time owners, this home is secure and private with IMPACT WINDOWS, DOORS & GARAGE DOOR, aluminum fascia, vinyl fenced enclosed backyard and owned security system. Recent upgrades include: Three new ACs (10-yr warr), Fleck water softener, upgraded electric service entrance, and hot water heater (12-yr warr), neutral paint, 6-panel doors, modern trim, ceiling fans and upgraded low-voltage lighting for added ambiance. Indian Bluff Island residents gather for traditions like the annual fishing tournament and other holiday celebrations. Minutes from Pinellas Trail, Wall Springs Park, and Innisbrook Resort with four world-renowned golf courses. These homes do not come up for sale often - Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8520908
StatusActive
Year Built1988
Stories2
Total Rooms10
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationBlock, Slab
FacesSoutheast
SubdivisionINDIAN BLUFF ISLAND 3RD ADD
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, PrimaryBedroom Upstairs, Sauna, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Hardwood
AppliancesCooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Trash Compactor, Washer, Water Softener
LaundryInside, Laundry Chute, Laundry Room
WindowsBlinds, Shutters, Storm Window(s)
CoolingCentral Air
HeatingCentral
SecuritySecurity Lights, Security System, Security System Owned

Exterior & Lot

ExteriorBalcony, Hurricane Shutters, Irrigation System, Lighting, Private Mailbox, Sliding Doors
FencingFenced, Vinyl
Lot Size0.29 acres (12,828 sq ft)
Lot Dimensions90 x 150
Lot FeaturesFlood Insurance Required, FloodZone, City Lot, Near Golf Course, Street Dead-End, Unincorporated
Road SurfacePaved, Concrete
ViewPool, Water

Pool & Spa

Private PoolYes
Pool FeaturesDeck, Gunite, In Ground, Outside Bath Access

Waterfront

WaterfrontYes
FeaturesGulf/Ocean, Intracoastal Waterway

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Recycled, Street Lights, Water Connected

Parking

GarageYes (2 spaces)
CarportYes

HOA & Community

HOAYes
HOA Fee$100 / Annually
Senior CommunityNo

Financial Details

List Price$2,300,000
Original Price$2,599,999
Annual Taxes$11,016 (2026)
FinancingCash, Conventional
ZoningR-3
Parcel #272715426780000100

Schools

ElementarySutherland Elementary-PN
MiddlePalm Harbor Middle-PN
HighPalm Harbor Univ High-PN

Directions

Heading North on CR-1, Turn Left onto Alderman Rd., Right onto Palm Harbor Blvd., Left onto Desoto Blvd., Left onto Oceanview Ave., Left onto Phillips Way, turns a slight right into Carlyle Circle. Property will be on your left.

Location

119 CARLYLE CIRCLE, PALM HARBOR, FL 34683

Listing Information

OfficeCHARLES RUTENBERG REALTY INC
ListedJune 22, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$2,300,000

20% ($460,000)
6.75%

Loan Term

Principal & Interest$11,934
Property Tax (est.)$2,108
Insurance (est.)$150
Total Monthly$14,193
Full Calculator →

Nearby Schools

More Homes in Palm Harbor

More Homes in Palm Harbor

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 12, 2026.

Call (813) 733-7907TextContact