$559,000
990 SAN CARLOS COURT NE, ST PETERSBURG, FL 33702
Beds
3
Baths
3
Sq Ft
1,796 sq ft
Year Built
1986
Lot Size
0.10 acres
Garage
1
About This Property
Private Pool + Boat Ramp & Storage in Guard-Gated Caya Costa — Freshly Refreshed A private backyard pool, a community boat ramp, and fenced boat storage, all behind a 24/7 guard gate. That combination is almost impossible to find in a townhome at this price. This 1,796 sq ft, 3-bed, 3-full-bath home with a 1-car garage has just been refreshed with new neutral paint, new ceiling fans, and updated lighting. It’s ready to move in. Spend your mornings on the bay and your afternoons by your own pool or on the covered porch with its wood-panel ceiling. Skip marina fees with the private ramp and secure storage for your boat, trailer, jet ski, paddleboard, or kayak. Fish from the canal pier, play tennis or pickleball, host at the covered gazebo, or relax at the community pool and hot tub. The HOA handles the big stuff: roof replacement on a 20-year cycle (new in 2020), exterior painting every 7 years, front and back lawn care, reclaimed irrigation (underground lines overhauled 2025–26), annual pressure washing, gutter cleaning, and newly repaved cul-de-sacs. This is true lock-and-leave living. Recent updates: HVAC (2020), hurricane-impact sliders, granite in the kitchen and baths, and custom double front doors. In 2025–26, the home received a new dishwasher, cooktop, disposal, pool pump, and garage door. Flood zone AE, with real numbers: Caya Costa homes are built elevated, and per the seller, the living areas were not affected by the 2024 storms. The seller’s current premiums are $1,908/yr for homeowners and $2,618/yr for flood. Buyers should get their own quotes. Whole Foods, Trader Joe’s, and the Carillon area are about 10 minutes away, as are Raymond James, Jabil, and Franklin Templeton. Downtown St. Pete is about 15 minutes away, TPA about 20, and downtown Tampa about 25.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
78th Avenue NE to Gated Entry. Turn Right at the stop sign and continue to San Carlos Court
Location
990 SAN CARLOS COURT NE, ST PETERSBURG, FL 33702
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$559,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $559,000 home in ST PETERSBURG.
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Conventional
$27,950 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 1, 2026.