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$409,000

1531 VALENCIA STREET, CLEARWATER, FL 33756

Active109 days on market

Beds

3

Baths

2

Sq Ft

1,456 sq ft

Year Built

1977

Lot Size

0.18 acres

Garage

—

About This Property

Located in unincorporated Clearwater, this beautifully updated 3-bedroom, 2-bath home offers 1,475 square feet of move-in-ready living space and the peace of mind that comes with extensive recent improvements. Situated on a fully fenced 6,000-square-foot lot with no HOA and no flood zone, this property combines modern upgrades, functional living spaces, and the Florida lifestyle buyers are looking for. Inside, you'll find a bright and welcoming floor plan filled with natural light, updated LVP flooring, and a neutral color palette that complements any décor. The renovated kitchen serves as the heart of the home, featuring elegant quartz countertops, ample cabinetry, and a full suite of stainless steel appliances that were installed approximately three years ago. The living and dining areas flow seamlessly together, creating an inviting space for both everyday living and entertaining. The spacious bedrooms offer comfort and flexibility, while the updated bathrooms provide clean, modern finishes. An oversized screened lanai extends the living space outdoors, offering the perfect setting for morning coffee, family gatherings, or relaxing evenings. Major updates completed approximately three years ago include the roof, HVAC system, water heater, windows, electrical, plumbing, and kitchen appliances—providing exceptional value and reducing future maintenance concerns for years to come. The fully fenced backyard offers privacy and room for pets, play, or gardening, while the driveway accommodates two vehicles. Conveniently located near Rt 60 and US 19, Crest Lake and Eagle Lake parks, 10 minutes from Clearwater beaches. This move-in-ready Clearwater home delivers the perfect blend of comfort, convenience, and modern updates.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8521407
StatusActive
Year Built1977
Stories1
Total Rooms5
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionHIGHLAND LAKE
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo
FlooringLuxury Vinyl
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryElectric Dryer Hookup, Inside, Laundry Room
WindowsShades
CoolingCentral Air
HeatingElectric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorSliding Doors
FencingBoard
Lot Size0.18 acres (7,640 sq ft)
Lot Dimensions50 x 157
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Connected, Electricity Connected, Public

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$409,000
Original Price$449,000
Annual Taxes$5,527 (2025)
FinancingCash, Conventional, FHA, Other, USDA Loan, VA Loan
Parcel #232915388440000570

Directions

W on 60, L on Lake Dr., R on Valencia St., House on Left.

Location

1531 VALENCIA STREET, CLEARWATER, FL 33756

Listing Information

OfficeDIGI REALTY GROUP, INC.
ListedJune 19, 2026

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Home Price

$409,000

20% ($81,800)
6.75%

Loan Term

Principal & Interest$2,122
Property Tax (est.)$375
Insurance (est.)$150
Total Monthly$2,647
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How to Buy This Home

Multiple financing options available for this $409,000 home in CLEARWATER.

🏛️

FHA Loan

$14,315 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,450 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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