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$405,000

199 8TH STREET SE, WINTER HAVEN, FL 33880

3D Tour
Active106 days on market

Beds

5

Baths

2

Sq Ft

2,992 sq ft

Year Built

1961

Lot Size

0.23 acres

Garage

2

About This Property

Welcome to your new home! This spacious 5/2 has all you could need for functionality, family, and entertaining. Nestled just near Lake Elbert, less than a mile from downtown Winter Haven where you will find tons of local shopping, food, and lounges. On the main floor you will find both a formal and family living room, dining room, kitchen with attached laundry and plenty of pantry space, and the main bedroom with an ensuite bathroom, a built-in closet as well as a larger multi-function walk-in closet, or you can make it into an office! The ensuite bathroom has a separate door, a walk-in shower with multi heads/rain head, and a spa tub. On the second floor, you will find four additional bedrooms, the second bathroom, and the landing space can be utilized as a small living/game room area. On the second floor you will find 2 utility closets, so no toting cleaning supplies up the stairs! The home has original and working whole home exhaust, so in the cooler months or if you just like the windows open the exhaust pulls air through the house allowing for natural cooling as well as attic space to store seasonal décor. The A/C was replaced less than a year ago. Outside you will find in the front a semicircle driveway as well as a long drive that leads all the way back to the detached 2 car garage. There’s storage shelving in the garage and a working utility sink. Everything you could need in a home is right before you! all dimensions are approximate, buyer and or buyer's agent to confirm room dimensions.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8521428
StatusActive
Year Built1961
Stories2
Total Rooms11
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionNYDEGGERS WEST ELBERT SUB
CountyPolk
OwnershipFee Simple

Interior Features

InteriorPrimary Bedroom Main Floor, Thermostat
FlooringCeramic Tile, Laminate, Vinyl, Hardwood
AppliancesDishwasher, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater
LaundryElectric Dryer Hookup, Inside, Washer Hookup
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk, Storage
Other StructuresOther
Lot Size0.23 acres (9,910 sq ft)
Lot Dimensions62 x 160
Lot FeaturesSidewalk
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Propane, Public

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$405,000
Original Price$410,000
Annual Taxes$4,446 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-1A
Parcel #262828598000000072

Schools

ElementaryElbert Elem
MiddleDenison Middle
HighWinter Haven Senior

Directions

Head north on Hwy 27, make a left onto Dundee Rd. Travel Dundee Rd. for appx five miles and make a left turn onto 8th St SE second house to the right.

Location

199 8TH STREET SE, WINTER HAVEN, FL 33880

Listing Information

OfficeSKYBROOK REALTY & ASSOCIATES, INC.
ListedJune 22, 2026

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Home Price

$405,000

20% ($81,000)
6.75%

Loan Term

Principal & Interest$2,101
Property Tax (est.)$371
Insurance (est.)$150
Total Monthly$2,623
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $405,000 home in WINTER HAVEN.

🏛️

FHA Loan

$14,175 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 5, 2026.

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