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$154,900

2400 WINDING CREEK BOULEVARD UNIT 20A-109, CLEARWATER, FL 33761

3D Tour
Active102 days on market

Beds

2

Baths

2

Sq Ft

1,050 sq ft

Year Built

1987

Lot Size

—

Garage

—

About This Property

Virtually Staged. This rare ground floor corner 2BR/2BA condo is ideally located in the sought-after community of Winding Creek. It sits on high ground in a NON flood zone and is centrally located with access roads leading to all parts of the county. The unit has a bright, spacious, split bedroom plan that includes the following: welcoming foyer, spacious great room, eat-in kitchen, master bedroom with private bath & walk-in closet, office or guest bedroom, 2nd full bath, utility closet with full size washer & dryer, bonus area, PLUS a rear paved patio perfect for your morning coffee & evening glass of wine. As an end unit, additional windows allow natural light to shine in the great room. Updates include, MASTER BATH: vanity with dual sinks - stone counters and soft close drawers & doors, faucets, mirror, light fixture, toilet, showerhead & custom tiled walk-in shower, HALL BATH: vanity with stone counters, faucet, mirror, light fixture, showerhead, and custom tiled tub, INTERIOR: luxury vinyl flooring, new water heater (2026), and AC system (2021), EXTERIOR: newer roof (2021), and painted parking spots - condo assn takes care of exterior including roof. Unit includes an assigned parking spot footsteps from the front door as well as ample guest parking. This building is non-age restricted, pet friendly, and adjacent to the pool & clubhouse. Winding Creek is a well maintained community with mature plants-shrubs-palms-majestic trees & green lawns. Amenities include: active clubhouse with kitchen - social area - meeting & game rooms, heated pool & spa, tennis/pickleball court, and BBQ picnic area. It is conveniently located a short drive from major shopping hubs, Countryside Mall, Historic Downtown Dunedin, Eclectic Safety Harbor, and Award Winning Clearwater Beach. Enjoy Florida living at its finest with countless activities nearby: beaches, water sports, boating, parks, casual & fine dining, trendy bars, micro-breweries, cafes, festivals, concerts, art shows, theaters, spring training baseball, championship golf & more. This is a MUST SEE for buyers seeking maintenance free living in a desirable community.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8521581
StatusActive
Year Built1987
Stories2
Total Rooms10
ConstructionBlock, Stucco
RoofBuilt-Up
FoundationSlab
FacesEast
SubdivisionWINDING CREEK
CountyPinellas
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
FlooringLuxury Vinyl
AppliancesDisposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
LaundryInside, Laundry Closet
WindowsShades, Window Treatments
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorCourtyard, Irrigation System, Lighting, Outdoor Grill, Outdoor Shower, Private Mailbox, Sidewalk, Tennis Court(s)
Lot FeaturesIn County, Landscaped, Sidewalk
Road SurfacePaved
ViewPool, Tennis Court

Pool & Spa

Private PoolNo
Pool FeaturesGunite, Heated, In Ground, Outside Bath Access
SpaHeated, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$154,900
Original Price$159,900
Annual Taxes$521 (2025)
FinancingCash, Conventional
Parcel #192816982690021090

Schools

ElementaryCurlew Creek Elementary-PN
MiddlePalm Harbor Middle-PN
HighCountryside High-PN

Directions

From US19, East on Winding Creek Blvd (Winding Creek will be on your Right), Make Right at last Driveway to 2nd Bldg (#20A) on Right, Park in Guest Spots, #109 is the Ground Floor Corner Unit on Right.

Location

2400 WINDING CREEK BOULEVARD UNIT 20A-109, CLEARWATER, FL 33761

Listing Information

OfficeDUNEDIN REALTY LLC
ListedJune 26, 2026

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Home Price

$154,900

20% ($30,980)
6.75%

Loan Term

Principal & Interest$804
Property Tax (est.)$142
Insurance (est.)$150
Total Monthly$1,096
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $154,900 home in CLEARWATER.

🏦

Conventional

$7,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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