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$2,995,995

220 HARBOR VIEW LANE, LARGO, FL 33770

3D Tour
Active87 days on market

Beds

5

Baths

6

Sq Ft

4,786 sq ft

Year Built

1968

Lot Size

0.67 acres

Garage

2

About This Property

Nestled within the highly coveted Harbor Bluffs waterfront neighborhood, where much of this stretch rests atop natural limestone bluffs rising approximately 20 feet above sea level, this exceptional waterfront residence offers a rare blend of timeless elegance, flexible living spaces, and the quintessential Florida lifestyle. From the moment you arrive, lush tropical landscaping and impressive curb appeal create a warm and welcoming first impression. Step through the front door and discover a light-filled interior where neutral tones, rich wood flooring, and soaring ceilings create an atmosphere that is both inviting and sophisticated. A spectacular catwalk overlooks the main living area below, adding architectural drama while drawing your eye toward the spacious family room, where a handsome brick fireplace serves as the heart of the home. Thoughtful custom built-ins in both the dining room and kitchen add warmth, character, and functionality throughout. Designed to impress even the most discerning chef, the enormous kitchen features a large center island with stovetop and seating, granite countertops, a Sub-Zero refrigerator, Sub-Zero freezer, wine fridge, pantry, and abundant workspace for entertaining family and friends. The flexible floor plan is ideal for multigenerational living, offering two primary suites—one conveniently located on the main level and an extraordinary retreat upstairs. The upper-level primary suite is truly a private sanctuary, complete with a dramatic double-sided fireplace, an expansive walk-in closet with custom built-ins, breathtaking water views, and a luxurious en-suite bath featuring dual vanities, a relaxing soaking tub, and a spacious walk-in shower. Additional bedrooms are generously sized, filled with natural light, and offer ample closet space, while an upstairs laundry room with a utility sink and mini refrigerator adds everyday convenience. Two separate staircases provide easy access throughout the home and enhance the thoughtful design. Step outside and experience the very best of waterfront living. A sparkling pool and spa are surrounded by multiple entertaining areas designed for both intimate gatherings and grand celebrations with an outside tiled shower room and separate bathroom. Beyond the pool, a sprawling lawn stretches toward the water's edge, where a Trex dock and private boat slip await boating enthusiasts eager to explore the Intracoastal waterways and Gulf beyond. Perfectly positioned near local restaurants, boutique shopping, and the area's world-famous white sand beaches, this remarkable Harbor Bluffs residence offers an unparalleled opportunity to enjoy luxury waterfront living at its finest.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8521648
StatusActive
Year Built1968
Stories2
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionHARBOR BLUFFS SEC 2
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Chair Rail, Crown Molding, Dry Bar, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Tile, Hardwood
AppliancesBuilt-In Oven, Dishwasher, Disposal, Microwave
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorBalcony, French Doors, Hurricane Shutters, Irrigation System, Outdoor Shower
Lot Size0.67 acres (29,111 sq ft)
Lot Dimensions101 x 291
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Screen Enclosure, Tile
SpaHeated, In Ground

Waterfront

WaterfrontYes
FeaturesIntracoastal Waterway

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$420 / Annually
Senior CommunityNo

Financial Details

List Price$2,995,995
Original Price$3,999,000
Annual Taxes$42,042 (2025)
FinancingCash, Conventional
ZoningR-3
Parcel #322915357480100110

Directions

From West Bay Drive, go south on Harbor View Lane to address on right.

Location

220 HARBOR VIEW LANE, LARGO, FL 33770

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedJune 22, 2026

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Home Price

$2,995,995

20% ($599,199)
6.75%

Loan Term

Principal & Interest$15,546
Property Tax (est.)$2,746
Insurance (est.)$150
Total Monthly$18,442
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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