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$409,900
Beds
3
Baths
2
Sq Ft
1,770 sq ft
Year Built
1957
Lot Size
0.15 acres
Garage
—
Price improvement - now $409,900! Welcome home to this charming 3-bedroom, 2-bath split-plan home ideally located in the desirable Seminole/Largo area in unincorporated Pinellas County! From the moment you arrive, you'll appreciate the oversized driveway and convenient double swing gate off to the side offering additional parking space to store a small boat or trailer behind the fence.At the heart of the home, the nicely updated kitchen features granite countertops, stainless steel appliances, a subway tile backsplash, and overlooks the main living areas with wood-look tile flooring throughout. The thoughtful split-bedroom layout offers privacy, with two well-sized guest bedrooms at the front of the home with an updated guest bathroom featuring a granite-topped vanity, subway tile, and a tub/shower combination. The spacious primary suite is tucked away at the rear of the home and offers a large walk-in closet and an updated ensuite bath complete with granite vanity, a frameless glass walk-in shower, and floor-to-floor tile surround. An inside utility room provides added convenience along with additional storage space. Step outside to the generously sized backyard with plenty of room to entertain, relax, or even add the pool of your dreams. New roof (2025), AC (2017), Mini-split (2020), Water Heater (2017), Stainless steel appliances (2021) Located in Unincorporated Pinellas County, this home offers added flexibility while being just minutes from the Florida Botanical Gardens, Walsingham Park,, Gulf Beaches, Shopping, dining, and approximately 30 minutes to Tampa International Airport. Best of all, this home is not located in a flood zone, so no flood insurance is required.
Head south on Seminole Blvd from Clearwater or Largo, turn right on 106th ave. N, Then turn right on 109th St. N, home will be on your left hand side.
10746 109TH STREET, SEMINOLE, FL 33778
Pick a Day
Preferred Time
Home Price
$409,900
Loan Term
Multiple financing options available for this $409,900 home in SEMINOLE.
🏛️
$14,347 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
$20,495 Down
Traditional financing. As low as 3-5% down with good credit.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 8, 2026.