$329,900
18425 SWAN LAKE DRIVE, LUTZ, FL 33549
Beds
4
Baths
2
Sq Ft
1,820 sq ft
Year Built
1978
Lot Size
0.19 acres
Garage
1
About This Property
Welcome to one of the best values in the community! This spacious 4-bedroom, 2-bath home with a dedicated den offers approximately 1,830 square feet of comfortable living space and is currently the best-priced home available in the neighborhood. Designed with both functionality and efficiency in mind, this home features fully owned, paid-off solar panels, no lease and no loan, helping reduce monthly energy costs while providing long-term savings and added value for years to come. The open floor plan includes a separate den that is perfect for a home office, playroom, fitness space, or additional guest area. The open living and dining areas provide plenty of room for everyday living and entertaining. Outside you can enjoy Florida living year-round from the screened porch, offering the perfect place to relax with your morning coffee or unwind after a long day. The ½ car garage provides ample room for storage, tools, or recreational equipment. Conveniently located near shopping, dining, schools, parks, and major roadways, this home offers both comfort and convenience in a highly desirable community. Opportunities like this don't come along often. With its spacious layout, energy-efficient solar system, screened outdoor living space, and aggressive pricing, this home is positioned to sell quickly. Schedule your private showing today before this exceptional value is gone! 3D floor plan available upon request. FHA, VA & Conventional Financing Welcome! Home passed a 4pt inspection and wind mitigation inspection 8/6/2026.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Starting at the intersection of Bearss Ave & US 41 Head east on Bearss, Turn north on N 12th St, Turn east onto Sinclair Hills Rd Turn North onto Livingston Ave, Turn west onto Sunset Ln, Turn south onto Swan Lake Dr, house will be on eastside
Location
18425 SWAN LAKE DRIVE, LUTZ, FL 33549
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$329,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $329,900 home in LUTZ.
🏛️
FHA Loan
$11,547 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$16,495 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.