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$524,900

2409 OSPREY AVENUE, PALM HARBOR, FL 34683

Active104 days on market

Beds

3

Baths

2

Sq Ft

2,087 sq ft

Year Built

1984

Lot Size

0.25 acres

Garage

2

About This Property

Virtually Staged. Welcome to Eagle Chase — a small, well loved Palm Harbor community with no HOA and no flood zone worries. This well maintained 3 bedroom, 2 bath, 2 car garage pool home sits on a quarter acre corner lot and offers 2,087 sq ft of comfortable, functional living. Freshly painted interior in 2026, the home feels bright, clean, and move in ready. You’ll enjoy a spacious living and dining room combo, along with a warm and inviting family room featuring a wood burning fireplace. The large kitchen offers solid wood cabinetry, granite countertops, and generous prep space — ideal for everyday cooking or entertaining. The split floor plan provides privacy, and the inside laundry room adds convenience. Flooring throughout is wood and tile — no carpet. The wood floors can be refinished to restore their original shine. Step outside to your own Florida oasis: a screened pool and spa, a covered patio with a Thermador outdoor cooking range, and a fully fenced backyard with room to garden, including a raised garden bed ready for vegetables or herbs. Major updates include a metal roof (2018), HVAC (2016), and water heater (2019) — offering peace of mind for years to come. Golf enthusiasts will appreciate the proximity to Innisbrook Resort & Golf Club, home of the PGA Tour’s Valspar Championship. With easy access to US 19 and Belcher Road, commuting is simple, plus parks, shopping, dining, and entertainment are always close by.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8521786
StatusActive
Year Built1984
Stories1
Total Rooms3
ConstructionStucco, Wood Frame
RoofMetal
FoundationSlab
FacesSouth
SubdivisionEAGLE CHASE
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorAccessibility Features, Ceiling Fan(s), High Ceilings, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringTile, Hardwood
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System, Private Yard, Sliding Doors
FencingFenced
Lot Size0.25 acres (11,056 sq ft)
Lot Dimensions100 x 110
Lot FeaturesCorner Lot, In County, Level, Near Golf Course, Sidewalk
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesGunite, Indoor, Screen Enclosure
SpaHeated

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$524,900
Annual Taxes$184 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-2
Parcel #302716236200000460

Schools

ElementarySutherland Elementary-PN
MiddleTarpon Springs Middle-PN
HighTarpon Springs High-PN

Directions

US 19 North, past Alderman Rd, go West onto Gleneagle Pkwy, bear right into the Eagle Chase Subdivision. Take the first right on Erne and then left on Osprey. Last home on your right (corner lot).

Location

2409 OSPREY AVENUE, PALM HARBOR, FL 34683

Listing Information

OfficeCOASTAL PROPERTIES GROUP INTERNATIONAL
ListedJune 24, 2026

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Home Price

$524,900

20% ($104,980)
6.75%

Loan Term

Principal & Interest$2,724
Property Tax (est.)$481
Insurance (est.)$150
Total Monthly$3,355
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $524,900 home in PALM HARBOR.

🏛️

FHA Loan

$18,372 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,245 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 22, 2026.

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