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$558,900

2405 GALLAGHER ROAD, DOVER, FL 33527

3D Tour
Active106 days on market

Beds

3

Baths

2

Sq Ft

1,680 sq ft

Year Built

2026

Lot Size

1.01 acres

Garage

2

About This Property

Under Construction. One or more photo(s) was virtually staged. This charming three-bedroom, two-bath home offers a welcoming open layout that makes spending time together effortless, whether you're helping with homework at the kitchen island, preparing family dinners, or hosting friends for weekend get-togethers. The seamless flow between the kitchen and family room creates the perfect space to connect, while the private bedrooms give a peaceful retreat at the end of the day. Blending modern style with everyday comfort, the Cedar Key is a place where your family can grow, celebrate, and create memories that will last a lifetime.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8521831
StatusActive
Year Built2026
Total Rooms10
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionLAKE GALLAGHER SUB
CountyHillsborough
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorCeiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Smart Home, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Tile
AppliancesConvection Oven, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryElectric Dryer Hookup, Inside, Washer Hookup
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorLighting, Sliding Doors
Lot Size1.01 acres (43,995 sq ft)
Lot Dimensions125 x 190
Road SurfaceGravel
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesElectricity Available, Sewer Available, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$140 / Monthly
Senior CommunityNo

Financial Details

List Price$558,900
Original Price$554,900
Annual Taxes$7,644 (2026)
FinancingCash, Conventional, FHA, VA Loan
ZoningAS-1
Parcel #U082921C9I00000000004.0

Schools

ElementaryBailey Elementary-HB
MiddleTurkey Creek-HB
HighStrawberry Crest High School

Directions

From Tampa: -Get on I-275 N -Follow I-4 E to McIntosh Rd. Take exit 14 from I-4 E -Continue on McIntosh Rd. Drive to Hiers Rd

Location

2405 GALLAGHER ROAD, DOVER, FL 33527

Listing Information

OfficeLGI REALTY- FLORIDA, LLC
ListedJune 22, 2026

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Home Price

$558,900

20% ($111,780)
6.75%

Loan Term

Principal & Interest$2,900
Property Tax (est.)$512
Insurance (est.)$150
Total Monthly$3,562
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $558,900 home in DOVER.

🏛️

FHA Loan

$19,562 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$27,945 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.

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