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$373,999

477 HARBOR RIDGE DRIVE, PALM HARBOR, FL 34683

3D Tour
Active116 days on market

Beds

3

Baths

3

Sq Ft

1,700 sq ft

Year Built

2013

Lot Size

0.07 acres

Garage

2

About This Property

HUGE PRICE IMPROVEMENT! Welcome to 477 Harbor Ridge Dr! This meticulously-maintained home offers 3 spacious bedrooms, 2.5 bathrooms, and approximately 1,700 square feet of comfortable living space. The spacious two-car garage gives the perfect feel of a traditional single family residence without the unwanted stresses of traditional homeownership like ground maintenance, cable, internet, cable and the highest ticket item, roof replacement. Designed for both everyday living and entertaining, the home features a functional open-concept floor plan with bright, generous living areas. The primary suite provides a private retreat with an updated ensuite, while the additional bedrooms on other end of the home offer flexibility for a home office or guests peace of mind. This beautiful end-unit townhome is the perfect escape after a hard days work. Unwind under your covered and expanded brick paved lanai with pond view with a cool beverage or grill the perfect meal in peace. Key details and features include: Recent Updates: AC (2021) and Hot Water Heater (2023), Outdoor Space: Large open patio, located conveniently across the street from a conservation area. Recently updated bathroom with quartz countertops and glass sliding shower barn door. HOA Coverage: Cable, internet, water, garbage, grounds maintenance, exterior painting, and roof replacement. Located in a highly desirable neighborhood, this property combines comfort, style, and practicality. Book your tour today!

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8521947
StatusActive
Year Built2013
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionHARBOR RIDGE OF PALM HARBOR
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorOpen Floorplan, PrimaryBedroom Upstairs, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Engineered Hardwood
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk
Lot Size0.07 acres (3,036 sq ft)
Road SurfaceAsphalt, Concrete, Paved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$420 / Monthly
Senior CommunityNo

Financial Details

List Price$373,999
Original Price$393,000
Annual Taxes$3,445 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRPD-5
Parcel #232715363020000270

Directions

Continue onto E Tarpon Ave ? 0.4 mi Use the left 2 lanes to turn left onto US-19 S ? 1.6 mi Turn right onto E Klosterman Rd ? 1.3 mi Turn left onto Palm Harbor Blvd ? 0.4 mi ? Drive to Harbor Ridge Dr

Location

477 HARBOR RIDGE DRIVE, PALM HARBOR, FL 34683

Listing Information

OfficeKEY PREMIER REALTY
ListedJune 23, 2026

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Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$373,999

20% ($74,800)
6.75%

Loan Term

Principal & Interest$1,941
Property Tax (est.)$343
Insurance (est.)$150
Total Monthly$2,433
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How to Buy This Home

Multiple financing options available for this $373,999 home in PALM HARBOR.

🏛️

FHA Loan

$13,090 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,700 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.

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