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$370,000

306 TERRANOVA BOULEVARD, WINTER HAVEN, FL 33884

3D Tour
Active105 days on market

Beds

4

Baths

3

Sq Ft

2,413 sq ft

Year Built

2006

Lot Size

0.24 acres

Garage

2

About This Property

Set on a spacious .24-acre homesite in the gated Terranova community, this beautifully designed 4-bedroom, 3-bathroom home offers over 2,400 square feet of comfortable living space with a layout that perfectly balances openness and privacy. Mature fruit trees, a low HOA, and no CDD fees make this an exceptional opportunity in one of Winter Haven’s most desirable neighborhoods. Inside, you'll find an inviting open-concept design filled with natural light, enhanced by tile flooring throughout the main living areas and plush carpet in the bedrooms. The split-bedroom floor plan provides added privacy, making it ideal for families, guests, or multi-generational living. Spacious gathering areas flow seamlessly into a separate dining space featuring custom built-in shelving and a convenient sliding glass door leading to the backyard. The heart of the home is the generously sized kitchen, complete with a breakfast bar, abundant cabinet storage, and plenty of workspace for cooking and entertaining. Just beyond, the screened patio offers the perfect place to enjoy Florida’s year-round sunshine while overlooking the expansive backyard. Retreat to the oversized primary suite, where wide windows bring in beautiful natural light. The suite also features a large walk-in closet and a private ensuite bath with a soaking tub, separate shower, and dual functionality designed for everyday comfort. Additional highlights include a 2-car garage, three full bathrooms, ample storage throughout, and a thoughtfully designed single-story floor plan that maximizes both space and convenience. Located just minutes from LEGOLAND Florida Resort, shopping, dining, major roadways, and Winter Haven’s renowned Chain of Lakes, this home combines the tranquility of a gated community with easy access to everything Central Florida has to offer. Call now and schedule your viewing today because space, functionality, and location come together beautifully in this Terranova gem.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8522219
StatusActive
Year Built2006
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionTERRANOVA PH 04
CountyPolk
OwnershipFee Simple
FurnishedTurnkey

Interior Features

InteriorBuilt-in Features, Crown Molding, Eating Space In Kitchen, High Ceilings, Open Floorplan, Solid Surface Counters, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
LaundryLaundry Room
WindowsWindow Treatments
CoolingCentral Air
HeatingCentral
SecurityFire Alarm, Gated Community, Security Gate, Security Lights, Smoke Detector(s)

Exterior & Lot

ExteriorFrench Doors, Sliding Doors
Lot Size0.24 acres (10,398 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Electricity Connected, Fire Hydrant, Public, Sewer Available, Sewer Connected, Sprinkler Meter, Street Lights

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$664 / Annually
Senior CommunityNo

Financial Details

List Price$370,000
Original Price$390,000
Annual Taxes$6,079 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262914687810003100

Schools

ElementaryChain O Lakes Elem
MiddleDenison Middle
HighLake Region High

Directions

Take I-4 E and FL-570 E to FL-540 E/Winter Lake Rd in Polk County. Take exit 14 from FL-570 E. Continue onto FL-540 E/Winter Lake Rd. Turn left onto FL-620. Turn right onto FL-655/Lake Shipp Dr. Continue onto Co Rd 655/Snively Ave. Turn left onto State Hwy 655. At the traffic circle, take the 2nd exit onto Eloise Loop Rd. Turn left to stay on Eloise Loop Rd. Slight right toward Terranova Blvd. Merge onto Terranova Blvd. Turn left to stay on Terranova Blvd. Turn right to stay on Terranova Blvd. Turn left to stay on Terranova Blvd. Turn right to stay on Terranova Blvd. Destination will be on the left.

Location

306 TERRANOVA BOULEVARD, WINTER HAVEN, FL 33884

Listing Information

OfficeLPT REALTY LLC
ListedJune 23, 2026

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Home Price

$370,000

20% ($74,000)
6.75%

Loan Term

Principal & Interest$1,920
Property Tax (est.)$339
Insurance (est.)$150
Total Monthly$2,409
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $370,000 home in WINTER HAVEN.

🏛️

FHA Loan

$12,950 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 17, 2026.

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