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$559,900

4163 MALLARD DRIVE, SAFETY HARBOR, FL 34695

3D Tour
Active104 days on market

Beds

4

Baths

3

Sq Ft

2,158 sq ft

Year Built

1978

Lot Size

0.22 acres

Garage

2

About This Property

Virtually Staged. Welcome to this beautifully updated 4-bedroom, 2.5-bath home located in the highly desirable North Bay Hills community of Safety Harbor. Offering over 2,100 square feet of living space, this two-story residence combines modern updates, spacious living areas, and an unbeatable location in one of Pinellas County's most sought-after neighborhoods. A dramatic two-story foyer welcomes you inside, where soaring ceilings and abundant natural light create a bright and inviting atmosphere. The updated kitchen is designed for both functionality and style, featuring granite countertops, subway tile backsplash, stainless steel appliances, ample cabinetry, and generous prep space. The kitchen flows seamlessly into the main living and dining areas, creating an ideal layout for everyday living and entertaining. Upstairs, you'll find four spacious bedrooms, including a private primary suite complete with an updated ensuite bathroom and ample closet space. The additional bedrooms offer flexibility for family, guests, a home office, fitness room, or hobby space. Step outside to the screened lanai overlooking a large, fully fenced backyard with plenty of room for outdoor gatherings, pets, play equipment, or future backyard enhancements. Whether enjoying your morning coffee or hosting weekend barbecues, this outdoor space offers endless possibilities. Major updates provide peace of mind, including a newer roof and updated HVAC system. Additional features include a convenient half bath on the main level, indoor laundry, and a two-car garage. Ideally situated just minutes from charming downtown Safety Harbor, residents enjoy easy access to local shops, restaurants, parks, the Safety Harbor Marina, Philippe Park, top-rated schools, Tampa International Airport, and the world-famous Gulf beaches. With its combination of space, updates, and prime location, this home presents an exceptional opportunity to enjoy the Florida lifestyle you've been searching for.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8522494
StatusActive
Year Built1978
Stories2
Total Rooms3
ConstructionStucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionNORTH BAY HILLS
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings
FlooringLaminate, Tile
AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk, Sliding Doors
FencingVinyl, Wood
Lot Size0.22 acres (9,731 sq ft)
Lot Dimensions70 x 122
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$559,900
Original Price$656,000
Annual Taxes$7,958 (2025)
FinancingCash, Conventional, VA Loan
ZoningRES
Parcel #272816603990010130

Schools

ElementaryLeila G Davis Elementary-PN
MiddleSafety Harbor Middle-PN
HighCountryside High-PN

Directions

Head West on Hillsborough Ave. Make a right on N Bay Hills Blvd. Turn right on to Mallard Dr and the home will be on the right.

Location

4163 MALLARD DRIVE, SAFETY HARBOR, FL 34695

Listing Information

OfficeCENTURY 21 EXECUTIVE TEAM
ListedJune 24, 2026

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Home Price

$559,900

20% ($111,980)
6.75%

Loan Term

Principal & Interest$2,905
Property Tax (est.)$513
Insurance (est.)$150
Total Monthly$3,568
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $559,900 home in SAFETY HARBOR.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$27,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 26, 2026.

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