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$325,000

4209 FOGCUTTER COURT UNIT 4209, TAMPA, FL 33615

3D Tour
Active98 days on market

Beds

2

Baths

2

Sq Ft

1,352 sq ft

Year Built

1977

Lot Size

0.02 acres

Garage

—

About This Property

PRICE REDUCTION!!! Welcome to Spinnaker cove- a rare waterfront community in the upper Tampa Bay. This cute 2 bed 2 bath condo offers a waterfront living and yet convenient location not far from Tampa International Airport, Shopping and dining. This unit has marble tile floors downstairs in the living areas. Stainless steel appliances and Granite in the kitchen. Both Bathrooms have tile floors and granite counter tops. Step out of the back sliders onto a brick pavered patio with plenty of room for entertaining and grilling out in the evenings after a long day at work. Then you can walk through the back yard to the water to your very own deeded Dock slip and 10,000lb lift for your water craft. Dont miss out on a great opportunity to live on the water just minutes from Tampa Bays open waters-ideal for weekend adventures on the water.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8522663
StatusActive
Year Built1977
Stories2
Total Rooms4
ConstructionBlock, Stucco
RoofBuilt-Up, Shingle
FoundationSlab
FacesNorth
SubdivisionSPINNAKER COVE CONDO PHA
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Walk-In Closet(s)
FlooringCarpet, Marble, Tile, Hardwood
AppliancesDishwasher, Disposal, Electric Water Heater, Range, Refrigerator
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorBalcony, Sliding Doors, Tennis Court(s)
Other StructuresTennis Court(s)
Lot Size0.02 acres (789 sq ft)
Lot FeaturesFlood Insurance Required, FloodZone, In County, Level, Street Dead-End
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Street Lights, Water Available

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$325,000
Original Price$355,000
Annual Taxes$4,571 (2025)
FinancingCash, Conventional, FHA
ZoningPD
Parcel #U1129170G000000000029.0

Directions

Hillsborough Ave to Memorial Highway, go to Baypoint Drive turn right, go to Harbor House Drive turn left and go back to fogcutter ct. turn right and the unit will be on the left.

Location

4209 FOGCUTTER COURT UNIT 4209, TAMPA, FL 33615

Listing Information

OfficeRMS ELITE PROPERTIES
ListedJune 24, 2026

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Home Price

$325,000

20% ($65,000)
6.75%

Loan Term

Principal & Interest$1,686
Property Tax (est.)$298
Insurance (est.)$150
Total Monthly$2,134
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How to Buy This Home

Multiple financing options available for this $325,000 home in TAMPA.

🏛️

FHA Loan

$11,375 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$16,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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