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$418,000

11165 E OWNBEY COURT, FLORAL CITY, FL 34436

Active25 days on market

Beds

3

Baths

2

Sq Ft

1,884 sq ft

Year Built

1983

Lot Size

1.26 acres

Garage

2

About This Property

Escape the hustle and bustle with this extraordinary, nature-filled retreat! Tucked away on a sprawling, private 1.26-acre lot, this unique 3-bedroom, 2-bathroom A-frame style home blends understated rustic charm with fantastic modern amenities. Spanning 1,884 sq. ft. of versatile living space, the intimate yet spacious interior features soaring vaulted ceilings, cozy built-in bookcases, an inviting fireplace, and a large primary suite. The main home offers comfortable multi-room layouts adorned with stone countertops and a blend of wood and tile flooring. Outside, the property is a true hobbyist's dream, boasting an expansive 4-car detached garage / workshop that can easily serve as a multi-vehicle setup, boat storage, or an in-law suite conversion. With a durable metal roof, complete privacy, and no HOA fees, this Citrus County gem is just minutes from the scenic Withlacoochee River basin and historic Floral City!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8522895
StatusActive
Year Built1983
Stories2
Total Rooms3
ConstructionWood Siding
RoofMetal
FoundationConcrete Perimeter
FacesEast
SubdivisionHILLS HIDEAWAY UNREC SUB
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, PrimaryBedroom Upstairs
FlooringLaminate, Tile
AppliancesConvection Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorNone
Lot Size1.26 acres (55,093 sq ft)
Lot Dimensions330 x 185
Road SurfaceGravel
0

Utilities

WaterWell
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$418,000
Original Price$425,000
Annual Taxes$27 (2025)
ZoningCLRMH
Parcel #21E20S0700003D0000200

Schools

ElementaryFloral City Elementary School
MiddleInverness Middle School
HighCitrus High School

Directions

To get to 11165 East Ownbey Court in Floral City, FL: From US-41 S: Head south on US-41 S into Floral City. Turn left (east) onto E Orange Avenue (CR-48). Drive for about 1.5 miles, then turn right onto S Old Floral City Road. Turn left onto E Ownbey Court. From I-75 (Bushnell): Take Exit 314 for SR-48 W. Follow SR-48 west across the Withlacoochee River for about 11 miles. Turn left onto S Old Floral City Road, then make a left onto E Ownbey Court.

Location

11165 E OWNBEY COURT, FLORAL CITY, FL 34436

Listing Information

OfficeMARK SPAIN REAL ESTATE
ListedJune 25, 2026

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Home Price

$418,000

20% ($83,600)
6.75%

Loan Term

Principal & Interest$2,169
Property Tax (est.)$383
Insurance (est.)$150
Total Monthly$2,702
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $418,000 home in FLORAL CITY.

🏛️

FHA Loan

$14,630 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,900 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 20, 2026.

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