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$245,000

1606 E OSBORNE AVENUE, TAMPA, FL 33610

3D Tour
Active30 days on market

Beds

2

Baths

1

Sq Ft

932 sq ft

Year Built

1928

Lot Size

0.12 acres

Garage

About This Property

Welcome home to this absolutely enchanting cottage, where timeless charm meets modern comfort! Completely renovated and brimming with character, this delightful 2-bedroom, 1-bathroom residence is the perfect place to put down roots and create lasting memories. From the moment you step inside, you'll be captivated by the warm and inviting living room, a cozy retreat ideal for quiet evenings at home or gathering with family and friends. The beautifully updated kitchen is sure to impress, featuring gleaming stainless-steel appliances, stylish finishes, and the perfect setting for everything from morning coffee to gourmet meals. The spacious bathroom offers a touch of luxury with double vanities and a relaxing tub-and-shower combination, creating a spa-like atmosphere you'll love coming home to. The versatile second bedroom provides endless possibilities—whether you envision a charming guest room, a home office, creative studio, or personal sanctuary. Step outside to discover an expansive backyard oasis with plenty of room for gardening, entertaining, pets, play, or simply enjoying Florida's beautiful sunshine. It's a rare outdoor space that offers endless opportunities to make it your own. Perfectly situated for both convenience and adventure, this adorable cottage is just minutes from the vibrant energy of Ybor City, downtown Tampa, dining, shopping, entertainment, and major commuter routes including I-275. Charming, move-in ready, and filled with personality, this storybook cottage is the kind of home that steals hearts the moment you walk through the door. Don't miss your opportunity to make this special gem your very own!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8523045
StatusActive
Year Built1928
Total Rooms3
ConstructionWood Frame
RoofShingle
FoundationCrawlspace
FacesSouth
SubdivisionPEELER HEIGHTS
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringTile
AppliancesDishwasher, Electric Water Heater, Range, Refrigerator
LaundryInside, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorLighting, Private Mailbox, Rain Gutters, Sidewalk
Lot Size0.12 acres (5,250 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$245,000
Original Price$260,000
Annual Taxes$2,720 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRS-50
Parcel #A0629194BA00000500009.0

Directions

North on N 22nd St - Right onto E Osborne Ave - Destination will be on your Right

Location

1606 E OSBORNE AVENUE, TAMPA, FL 33610

Listing Information

OfficeKELLER WILLIAMS ST PETE REALTY
ListedJuly 22, 2026

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Home Price

$245,000

20% ($49,000)
6.75%

Loan Term

Principal & Interest$1,271
Property Tax (est.)$225
Insurance (est.)$150
Total Monthly$1,646
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How to Buy This Home

Multiple financing options available for this $245,000 home in TAMPA.

🏛️

FHA Loan

$8,575 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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