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$439,999

5495 SUMMER SUNSET DRIVE, APOLLO BEACH, FL 33572

3D Tour
Active98 days on market

Beds

5

Baths

3

Sq Ft

2,506 sq ft

Year Built

2023

Lot Size

0.26 acres

Garage

2

About This Property

This Deal is Ready Now. NEW LIST PRICE OF $439,999 and up to $15,000 in Seller Credits with and accepted offer. Skip the wait, skip the uncertainty, and skip the builder timeline. This home is move-in ready today — and the seller is offering upto $15,000 back in your pocket at closing. Use it to buy down your rate, cover closing costs, or both. However you use it, it changes the math in your favor from day one. Built in 2023 and owned by one family, this 5-bedroom, 3-bathroom Indigo floor plan lives like new. Soaring ceilings welcome you at the door and the open-concept layout flows exactly the way you want it to — quartz countertops, stainless steel appliances, ceramic tile throughout, and a smart thermostat for energy-efficient living. A tucked-away guest suite with a full bathroom on the main floor adds the perfect touch of privacy for visitors. Upstairs you'll find a generous loft ideal for a playroom, home office, or movie nights, along with three spacious secondary bedrooms, a full bathroom, and an owner's suite that is a true retreat — walk-in shower, double vanities, large walk-in closet, and washer and dryer included. Step outside to one of the most unique lots in the community — a quarter-acre pie-shaped lot with generous space on both sides, no rear neighbors, and a peaceful open green space behind you. A blank canvas ready for whatever you dream up. And because the home sits on a quiet private loop, the only cars you'll ever see belong to your neighbors. All of this inside Waterset — four pools, basketball, volleyball, pickleball, tennis, a dog park, walking trails, and playgrounds — for just $13/month in HOA fees. No construction delays. No builder surprises. No waiting. Just a like-new 2023 home, and $15,000 in your corner from day one. A value you cant beat right now — schedule your private showing today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8523150
StatusActive
Year Built2023
Stories2
Total Rooms5
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionWATERSET WOLF CRK PH A & D1
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Stone Counters
FlooringCarpet, Vinyl
AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room, Upper Level
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk
Lot Size0.26 acres (11,226 sq ft)
Lot Dimensions85.75 x 130.92
Road SurfacePaved
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$151 / Annually
Senior CommunityNo

Financial Details

List Price$439,999
Original Price$450,000
Annual Taxes$10,928 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U273119C7S00000700009.0

Directions

From I-75, take exit 246 toward Big Bend Road/Apollo Beach. Head west on Big Bend Road then turn left onto Waterset Boulevard. Follow Waterset Boulevard passed Paseo Al Mar Blvd,At roundabout, take the second exit to remain on Waterset Boulevard, then immediately turn left onto Summer Sunset Drive, home will be on the left hand side

Location

5495 SUMMER SUNSET DRIVE, APOLLO BEACH, FL 33572

Listing Information

Office27NORTH REALTY
ListedJune 25, 2026

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Preferred Time

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Home Price

$439,999

20% ($88,000)
6.75%

Loan Term

Principal & Interest$2,283
Property Tax (est.)$403
Insurance (est.)$150
Total Monthly$2,836
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How to Buy This Home

Multiple financing options available for this $439,999 home in APOLLO BEACH.

🏛️

FHA Loan

$15,400 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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