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$615,000

1128 LUMSDEN TRACE CIRCLE, VALRICO, FL 33594

3D Tour
Active47 days on market

Beds

4

Baths

3

Sq Ft

2,910 sq ft

Year Built

2001

Lot Size

0.21 acres

Garage

3

About This Property

This exceptional home checks every box - 4 bedrooms, den/office, bonus room, 3 full baths, 3-car garage and an expansive screened lanai. This home combines generous living spaces with countless upgrades that showcase quality, comfort and style at every turn. Enter through the elegant stained-glass double doors into the foyer which opens to the formal living and dining rooms. Just beyond, the spacious family room opens to the kitchen, offering a seamless space designed for gathering and entertaining. The original lanai has been completely enclosed to further extend the home’s living space. The spectacular gourmet kitchen is truly the centerpiece of the home and has been thoughtfully redesigned and remodeled with attention to every detail. The most discerning chef will love the massive 8’x6’ granite island with breakfast bar seating, custom 42” wood cabinetry with pull-out shelving and full-extension drawers, top-of-the-line stainless steel appliances, reverse osmosis water system with instant hot water, upgraded fixtures, and beautiful slate-pattern porcelain tile flooring. The luxurious owner’s suite is a private sanctuary with an attached sitting room for relaxing, reading or an additional home office space. The oversized walk-in closet is enhanced with a custom wood organization system. The fully remodeled spa-inspired bathroom has two vanities, designer fixtures, an extended shower with dual rainfall shower heads, and a private water closet. The home also features three generously sized secondary bedrooms and a versatile den arranged in a three-way split floor plan that provides privacy and flexibility for family and guests. Outside is a fully fenced backyard oasis featuring lush landscaping and mature fruit trees with an eco-friendly reclaimed water irrigation system. The crown jewel is an enormous 37x18 screened and covered lanai—the ultimate space for year-round outdoor living and entertaining. The backyard also comes complete with a 16x12 Tuff Shed with a fully finished interior, lighting and air conditioning making it ideal for a workshop, studio or fitness area. You get all of this along with top rated schools, shopping, restaurants and everything Tampa Bay has to offer!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8523263
StatusActive
Year Built2001
Stories1
Total Rooms10
ConstructionStucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionLUMSDEN TRACE
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Laminate, Porcelain Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Range Hood, Refrigerator, Washer
LaundryLaundry Room
WindowsBlinds
CoolingCentral Air
HeatingElectric
SecuritySecurity System

Exterior & Lot

ExteriorFrench Doors, Irrigation System
FencingFenced, Vinyl
Other StructuresShed(s), Workshop
Lot Size0.21 acres (9,310 sq ft)
Lot Dimensions70 x 133
Lot FeaturesLandscaped, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Recycled, Street Lights, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$550 / Annually
Senior CommunityNo

Financial Details

List Price$615,000
Annual Taxes$3,841 (2025)
FinancingCash, Conventional, VA Loan
ZoningPD
Parcel #U32292133Y00000100019.0

Schools

ElementaryBuckhorn-HB
MiddleMulrennan-HB
HighDurant-HB

Directions

From Lumsden, go South Lumsden Trace Circle

Location

1128 LUMSDEN TRACE CIRCLE, VALRICO, FL 33594

Listing Information

OfficeFLORIDA EXECUTIVE REALTY
ListedJune 26, 2026

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Home Price

$615,000

20% ($123,000)
6.75%

Loan Term

Principal & Interest$3,191
Property Tax (est.)$564
Insurance (est.)$150
Total Monthly$3,905
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $615,000 home in VALRICO.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$30,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 12, 2026.

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