Beds
3
Baths
2
Sq Ft
1,530 sq ft
Year Built
1954
Lot Size
0.18 acres
Garage
1
About This Property
PRICE IMPROVEMENT!! Current 2026 property tax bill is $0 due to seller’s qualifying exemption. Welcome to 1966 McKinley Street, a beautifully maintained 3-bedroom, 2-bathroom block home in the heart of Clearwater, where thoughtful updates, a prime central location, and everyday convenience come together. Situated with NO HOA fees in desirable Flood Zone X and the Skycrest Elementary School district, this 1,530-square-foot home features updated flooring throughout, abundant storage, bonus living and dining areas, and a functional floor plan. The property is set on a large 60x135 lot with plenty of space for outdoor living. Major improvements provide peace of mind, including replacement of the home's galvanized plumbing (2023), an updated electrical panel (2024), water softener and filtration system (2023), and a 50-amp RV hookup (2023). The location is exceptional, offering quick access to downtown Clearwater, Safety Harbor, Dunedin, Tampa, and world-famous Clearwater Beach. Spend weekends enjoying the Clearwater Harbor Marina, waterfront parks, concerts at The Sound at Coachman Park, or exploring the shops and restaurants throughout the area. St. Petersburg College is just minutes away, and with Tampa International Airport only 15 miles away and St. Pete–Clearwater International Airport approximately 8 miles away, commuting and travel couldn't be more convenient. Whether you're searching for your primary residence, a seasonal retreat, or an investment opportunity, 1966 McKinley Street offers the perfect combination of updated systems, an outstanding location, and lasting value.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From US Hwy 19 N, head west on Sunset Point Road, turn left onto Keene Road, then turn right onto McKinley Street. Continue to 1966 McKinley Street on the right.
Location
1966 MCKINLEY STREET, CLEARWATER, FL 33765
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$400,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $400,000 home in CLEARWATER.
🏛️
FHA Loan
$14,000 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$20,000 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 5, 2026.