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$700,000

1860 N FORT HARRISON AVENUE UNIT 103, CLEARWATER, FL 33755

3D Tour
Active102 days on market

Beds

2

Baths

3

Sq Ft

2,330 sq ft

Year Built

2005

Lot Size

0.86 acres

Garage

1

About This Property

Virtually Staged. Astounding sunsets and a full water view of Old Clearwater Bay adjoining the St. Joseph's Sound—where dolphins play, sailboats glide, and privacy from own balcony await the lucky new owner of this unique luxurious waterfront condo. Enjoy this open living space with updated kitchen featuring Bosch appliances. It includes two bedrooms, each with a water view and balcony access. The en suite bathrooms have a shower, a standard tub, and a large jacuzzi soaking tub along with double vanities. The primary suite has 2 large walk-in closets. Additionally, the den/office is set up for reading, writing, or watching a favorite TV show. The secure elevator opens to the hallway entrance which adjoins the "machine room" containing a large Bosch washer and dryer, an AC handler, and a hot water heater and storage. Another door opens to the hallway leading to trash disposal, which this owner maintains and owns. The underground garage space is ample for one vehicle and some extra storage as it is shared. However, neither rain nor hot sun prevents one from going from a vehicle to one's condo through the enclosed garage access to the elevator lobby. Situated near the Clearwater Sound and Coachman park for walks, concerts, and views of beaches and islands, the delightful town of Dunedin, noted as the "best small town in America," offers a variety of eateries, shops, and a marina. This is the perfect location to take advantage of both the mainland and beaches while still relaxing in your own piece of paradise. Welcome to Florida living at its best. No need to worry about hurricanes due to impact windows with not damage from previous storms.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8523324
StatusActive
Year Built2005
Stories5
Total Rooms6
ConstructionConcrete, Stucco
RoofMembrane, Tile
FoundationSlab
FacesEast
SubdivisionVILLA DEL MAR OF CLEARWATER CONDO
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile, Marble
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside
WindowsStorm Window(s)
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorBalcony, Lighting, Sidewalk, Storage
Lot Size0.86 acres (37,561 sq ft)
Lot FeaturesFloodZone, City Lot, Near Marina, Sidewalk
Road SurfacePaved, Asphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesBay/Harbor Front, Bay/Harbor, Intracoastal Waterway

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$700,000
Annual Taxes$6,969 (2025)
FinancingCash, Conventional
ZoningCONDO
Parcel #042915940400001030

Schools

ElementarySandy Lane Elementary-PN
MiddleDunedin Highland Middle-PN
HighClearwater High-PN

Directions

West on Sunset Point Rd to dead end at traffic light; turn left, building immediately on right.

Location

1860 N FORT HARRISON AVENUE UNIT 103, CLEARWATER, FL 33755

Listing Information

OfficeBHHS FLORIDA PROPERTIES GROUP
ListedJune 26, 2026

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Home Price

$700,000

20% ($140,000)
6.75%

Loan Term

Principal & Interest$3,632
Property Tax (est.)$642
Insurance (est.)$150
Total Monthly$4,424
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $700,000 home in CLEARWATER.

🏦

Conventional

$35,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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