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$389,000

1204 N MEDITERRANEAN WAY, INVERNESS, FL 34453

3D Tour

Active1 days on market

Beds

Baths

Sq Ft

2,475 sq ft

Year Built

2001

Lot Size

0.68 acres

Garage

About This Property

Welcome to this beautifully maintained 4 bedroom, 3 bathroom home, located in the sought after Cambridge Greens community within Citrus Hills in Inverness, Florida. Nestled on a lovely landscaped parcel with exceptional backyard privacy, this spacious residence offers the perfect blend of comfort, functionality and Florida living. Step inside to this versatile floor plan, featuring formal living and dining spaces, ideal for entertaining guests and hosting fun filled gatherings. The open concept family room provides a warm and inviting space for everyday living and seamlessly connects to the kitchen and outdoor areas. The generous primary suite and additional bedrooms offer plenty of room for family and guests, while abundant closet space throughout the home ensures excellent storage. The fourth bedroom is especially versatile and can easily serve as a nursery, home office, hobby room or guest room. The outdoor screened porch is generous in space and allows you to enjoy the Florida lifestyle, overlooking the private backyard, surrouned by mature landscaping and natural beauty. Call today for your private viewing.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8523455

StatusActive

Year Built2001

Stories1

Total Rooms9

ConstructionBlock, Concrete

RoofShingle

FoundationSlab

FacesSoutheast

SubdivisionCAMBRIDGE GREENS CITRUS HILLS

CountyCitrus

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Walk-In Closet(s), Window Treatments

FlooringCarpet, Ceramic Tile

AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

LaundryInside, Laundry Room

WindowsBlinds, Drapes

CoolingCentral Air

HeatingCentral, Heat Pump

Exterior & Lot

ExteriorIrrigation System, Private Mailbox

Lot Size0.68 acres (29,804 sq ft)

Lot FeaturesCleared, Landscaped, Level

Road SurfacePaved

ViewTrees/Woods

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$95 / Annually

Senior CommunityNo

Financial Details

List Price$389,000

Annual Taxes$4,607 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningPDR

Parcel #19E18S330020000800170

Schools

ElementaryHernando Elementary

MiddleInverness Middle School

HighCitrus High School

Directions

From Downtown Inverness, 44W to R on Croft, L on Steven turns into Hartford, L on Mediterranean, home on the right. From Crystal River, 486 S (Norvell Bryant), to R on Annapolis, L on Liberty, L on Monopoly, R on Mediterranean, home on the left. From Ocala, SR 200 south to 41 S, to a R on 486 (Norvel Bryant), L on Croft, R on Steven, turns into Hartford, L on Mediterranean, home on the right.

Location

1204 N MEDITERRANEAN WAY, INVERNESS, FL 34453

Listing Information

OfficeERA AMERICAN SUNCOAST REALTY

ListedJune 30, 2026

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Preferred Time

Home Price

$389,000

Down Payment20% ($77,800)

Interest Rate6.75%

Loan Term

Principal & Interest$2,018

Property Tax (est.)$357

Insurance (est.)$150

Total Monthly$2,525

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Nearby Schools

Elementary School

Hernando Elementary

View on GreatSchools →

Middle School

Inverness Middle School

View on GreatSchools →

High School

Citrus High School

View on GreatSchools →

How to Buy This Home

Multiple financing options available for this $389,000 home in INVERNESS.

🏛️

FHA Loan

$13,615 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 1, 2026.