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$419,000

444 YORK DALE DRIVE, RUSKIN, FL 33570

Active91 days on market

Beds

4

Baths

3

Sq Ft

3,005 sq ft

Year Built

2006

Lot Size

0.14 acres

Garage

3

About This Property

Virtually Staged. Welcome to Mira Lago, where opportunity meets value in this spacious 4-bedroom, 3-bath home offering over 3,000 square feet of thoughtfully designed living space with a desirable 3-car garage. Double glass entry doors welcome you into a spacious foyer with vaulted ceilings. Designed with functionality in mind, this popular floor plan features nearly all of the living space on the first floor, with a large upstairs loft that can easily serve as a media room, home office, playroom, home gym, or potential fifth bedroom. The open kitchen overlooks the family room and eat-in dining area and features Corian countertops, a tile backsplash, stainless steel appliances, a breakfast bar, pantry, and plenty of counter space, making it the perfect space for both everyday living and entertaining. Tile flooring runs throughout the main living areas, while the bedrooms feature durable laminate flooring. The spacious primary suite offers two walk-in closets, dual vanities, a relaxing garden tub, and a separate shower. A split-bedroom layout provides privacy for family members and guests alike. Major updates have already been completed, including a NEW ROOF, TWO NEW HVAC SYSTEMS, and a NEW mini-split air conditioning system in the 3-car garage, creating a comfortable climate-controlled space that's perfect for a workshop, home gym, hobbies, or additional storage. The home is also equipped with hurricane shutters, providing added convenience and peace of mind during Florida's storm season. Step outside to enjoy the covered, screened lanai overlooking the fenced backyard, offering plenty of room to relax, entertain, or create your own outdoor space. With over 3,000 square feet in the gated community of Mira Lago, this home offers exceptional value and endless potential. Residents enjoy amenities including a community pool, playground, and basketball court, all conveniently located near shopping, dining, Bahia Beach, E.G. Simmons Park, I-75, and everything South Shore has to offer.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8523769
StatusActive
Year Built2006
Stories2
Total Rooms10
ConstructionBlock, Stucco, Wood Frame
RoofShingle
FoundationSlab
FacesEast
SubdivisionMIRA LAGO WEST PH 1
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringEngineered Hardwood, Laminate, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorSliding Doors
FencingFenced, Wood
Lot Size0.14 acres (6,107 sq ft)
Lot Dimensions55.02 x 111
Lot FeaturesIn County
Road SurfaceAsphalt, Paved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$294 / Quarterly
Senior CommunityNo

Financial Details

List Price$419,000
Annual Taxes$7,550 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningPD
Parcel #U01321879F00000000195.0

Schools

ElementaryThompson Elementary
MiddleShields-HB
HighLennard-HB

Directions

From I-75 take the Ruskin exit going west on College Ave, take a right going north on Rte 41 to Shell Point Rd, left on Shell Point Rd, right on 19th, once through the gate take a right onto York Dale Dr, the house will be on the left-hand side.

Location

444 YORK DALE DRIVE, RUSKIN, FL 33570

Listing Information

OfficeKELLER WILLIAMS SOUTH SHORE
ListedJuly 7, 2026

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Home Price

$419,000

20% ($83,800)
6.75%

Loan Term

Principal & Interest$2,174
Property Tax (est.)$384
Insurance (est.)$150
Total Monthly$2,708
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $419,000 home in RUSKIN.

🏛️

FHA Loan

$14,665 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 11, 2026.

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