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$525,000

13300 INDIAN ROCKS ROAD UNIT 103, LARGO, FL 33774

Active88 days on market

Beds

3

Baths

3

Sq Ft

2,550 sq ft

Year Built

1974

Lot Size

—

Garage

2

About This Property

Virtually Staged. MOVE IN READY – highly desired home in Randolph Farms! Located in a premium Intracoastal waterfront community this is one you don’t want to miss. The community has gorgeous mature landscaping and showcases expansive waterfront access and views. As you approach your private gated entrance, you enter your own courtyard oasis. This pavered front patio can accommodate your furniture and outdoor grilling station needs. When you enter the home you are greeted by soaring vaulted ceilings that accentuate the freshly painted, light and bright space. The home chef will be excited to see the ample amount of kitchen cabinetry. There is both a formal dining room and a breakfast bar for casual dining. This home is an entertaining paradise featuring a living room complete with fireplace, family room, and a versatile bonus room! YOU CAN SEE THE WATERFRONT FROM YOUR PRIVATE PRIMARY BEDROOM BALCONY. Primary suite features a walk-in closet, dual granite vanities, and tub with separate tiled shower. It also boasts a separate nook, a great space to cozy up with a good book. There is a downstairs bedroom with en-suite bathroom that features a separate entrance - a great option for a home office. All bedrooms are generously sized and all are serviced by their own separate bathrooms. The split-bedroom layout ensures privacy for all. The oversized detached two-car garage features upper-level decking for extra storage space! Enjoy the outdoors with the private back patio, front courtyard or the expansive community property just outside your door. Ideally positioned within the community, this home is just steps from the clubhouse, pool, pickleball/tennis and extra guest parking. Boat slips are rented monthly subject to availability. New AC (2025) and electrical panel (2026). HOA covers ROOF, CABLE, INTERNET, WATER, SEWER, TRASH, EXTERIOR MAINTENANCE, GROUNDS MAINTENANCE, BUILDING INSURANCE AND SO MORE. SAVES YOU MONEY $$!! Close to restaurants, shopping and award-winning beaches – only 2 miles from Indian Rocks Beach and 7 miles to Clearwater Beach. Just a short drive to both local and international airports (PIE & TPA).

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8523837
StatusActive
Year Built1974
Stories2
Total Rooms11
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionRANDOLPH FARMS CONDO
CountyPinellas
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s)
FlooringCarpet, Laminate, Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Closet
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorBalcony, Courtyard, Private Entrance, Sliding Doors, Storage, Tennis Court(s)
Lot FeaturesLandscaped
Road SurfacePaved
ViewWater
0

Waterfront

WaterfrontYes
FeaturesBay/Harbor Front, Waterfront, Bay/Harbor

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$842 / Monthly
Senior CommunityNo

Financial Details

List Price$525,000
Original Price$565,000
Annual Taxes$10,125 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningX, AE
Parcel #073015735640000103

Schools

ElementaryAnona Elementary-PN
MiddleSeminole Middle-PN
HighLargo High-PN

Directions

Indian Rocks Rd to entrance for Randolph Farms, head west towards the clubhouse and park in the driveway directly in front of the garage of #103 OR park in guest parking spots directly across the street/landscaped divider (home is near the clubhouse and tennis/pickleball courts)

Location

13300 INDIAN ROCKS ROAD UNIT 103, LARGO, FL 33774

Listing Information

OfficeREALTY EXPERTS
ListedJuly 1, 2026

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Home Price

$525,000

20% ($105,000)
6.75%

Loan Term

Principal & Interest$2,724
Property Tax (est.)$481
Insurance (est.)$150
Total Monthly$3,355
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $525,000 home in LARGO.

🏛️

FHA Loan

$18,375 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 27, 2026.

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